Insurance Essay Topics

Pew Pew Pie Cafe in Malaysia

1.0 Introduction As an entrepreneur, the new hospitality business selected will be a cafe that sells freshly baked pies named Pew Pew Pie Cafe Pew Pew Pie state of the art for Pies includes the Classic Pies and Pot Pies with variety of choice. With a dish that is baked with the best pastry dough… View Article

Organizational Culture Analysis

Each organization has a different culture. The culture can help shape how an organization functions and has the potential to set it apart from the competition. There are three levels to culture: observable artifacts, espoused values, and enacted values (Baack, 2012). Each level plays a different part within an organization. State Farm Insurance is the… View Article

The Rising Cost Of Insurance For Cities

Abstract: In order to research about the rising rate of insurance for cities and municipal governments in Ontario and related aspects such as the increase should centre on increased lawsuits, liability and the number of insurance companies providing coverage, it is necessary to discuss about actual incident of September 11,2001. After of September 11,2001 the… View Article

Medigap Program

The core benefits in the Medigap insurance program, also referred to as a Medicare Supplement. This supplement insurance is to cover the cost that the Medicare plans do not cover. There are 12 specific benefit plans which pay Medicare deductibles, cover the co-payments and the surplus cost. It also covers if one chooses to see… View Article

Crummey Power in Estate, Gift, and Trust Taxation

Probably, all of us prefer to have life insurance. One of the reasons behind getting life insurance is income protection and emergency funding. Another, it can also be used to “fund buy/sell arrangements for the owners of closely held companies, or to provide liquidity so that family businesses or other assets do not have to… View Article

London Insurance Market Case Analysis

With the rapid globalization, London Insurance market was seeking a way to adjust to the 21st century business environment. The London Market Group (LMG) took several steps to make the changes. It introduced new electronic processing systems to make settlement and claims more efficient, such as the Insurers’ Market Repository (IMR), and the Electronic Claims… View Article

Fieldman Insurance Co. Inc. vs Vda de Songco Case Digest

FACTS: Federico Songco of Floridablanca, Pampanga, a man of scant education being only a first grader …, owned a private jeepney for the year 1960. On September 15, 1960, he was induced by Fieldmen’s Insurance Company Pampanga agent Benjamin Sambat to apply for a Common Carrier’s Liability Insurance Policy covering his motor vehicle … Upon… View Article

Insurance Management Project Report

Problem Definition: Understanding the problem in the existing system & finding requested solution is the most important activity while planning the project. Hence the developing a new system we must get through problem associated with the current system. In the old system, the user was maintaining the records like Policy Holder Details, Policy details, Premium… View Article

Effects of UK Insurance Industry to the Economy

The UK insurance industry is the fourth largest in the world. It comes after USA, Japan and Germany and is definitely a major contributor to the economy. The number of people employed in the insurance industry of UK is increasing day by day. The Insurance industry contributes to the economy by providing businesses and individuals… View Article

Principles of Insurance

1. Principle of Uberrimae fidei (Utmost Good Faith) Principle of Uberrimae fidei (a Latin phrase), or in simple english words, the Principle of Utmost Good Faith, is a very basic and first primary principle of insurance. According to this principle, the insurance contract must be signed by both parties (i.e insurer and insured) in an… View Article

Too Big to Fail

1. (Up to about 25:00) Why did Henry Paulson have to call all the CEOs to make a private sector deal? What deal? Why did Henry Paulson think that the private sector solution was necessary? Explain from the point of the idea of “Moral Hazard”. The taxpayers would not be willing to go for another… View Article

Frontline: Sick Around the World

Health care has been a debatable topic for many years now. More than half of Americas are without health coverage. On the other side the world places like Germany and Japan required that everyone has insurance. In the videos, Sick Around the World and Sick Around America, Frontline examines the health care system in the… View Article

CIGNA Company

CIGNA is a major health insurance company. Its CIGNA Behavioral Health covers 16 million Americans in all 50 states and internationally. In addition, it supports a network of more than 50,000 professionals who needed a system that quickly and automatically approved requests submitted by providers, such as therapists, for additional patient care. CIGNA Behavioral Health’s… View Article

Cooper-Pearson case study

Healthcare benefits play a big part in employee satisfaction and retention, though many organizations do not see the importance, according to a recent survey conducted by insurance company MetLife. More than three-quarters of employees who say they have good healthcare benefits also report high job satisfaction, and 71 percent of those workers are loyal to… View Article

Mutual Insurance Company of Iowa

Mutual Insurance Company of Iowa (MICI) has a major insurance office facility in Des Moines, Iowa. The MICI office facility in Des Moines is the one responsible for processing all their insurance claims for the entire nation. With this, the company is experiencing rapid growth of sales which resulted in corresponding increase in customer’s claims…. View Article

The Patient Protection and Affordable Care Act

ABSTRACT: We have all heard the adage, “the road to hell is paved with good intentions”. Hopefully this will not be the case for the new Patient Protection and Affordable Care Act. The first attempt for health care reform started as far back as President Roosevelt in the New Deal Era.1 Many presidents have tried… View Article

French company

In October, a French company (seller) and a Shanghai company (buyer) have set up a contract of selling 200 sets of electronic computers (1000 USD each), and the payment shall be made according to the irrecoverable letter of credit. And the delivery should be made on December at Port de Marseille. On November 15, Bank… View Article

Finanical Statement Analysis

Finance is the study of how investors allocate their assets over time under conditions of certainty and uncertainty. A key point in finance, which affects decisions, is the time value of money, which states that a unit of currency today is worth more than the same unit of currency tomorrow. Finance measures the risks vs…. View Article

G-III Apparel Group

1. How sound was G-III’s business? Was it suitable for an IPO? G-III’s business was based on consumer consumption of leather goods. While leather was a hot fashion item, and growth rate projections were expected to grow at about 3.5% in 1989-1990, the general economic conditions during this time period had increased such that people… View Article

Motor Insurance

Vehicle insurance Vehicle insurance (also known as auto insurance, GAP insurance, car insurance, or motor insurance) is insurance purchased for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise therefrom. The specific… View Article

The Ten Critical Steps for Risk Managers

Introduction The objective of this document is to explain, based on the documentation that is found not only in the supporting text for this curriculum but, also the Political Risk Insurance Center web-site; The Ten Critical Steps for Risk Managers. The ten critical steps as compiled, explained and assessed from our documentation expresses a guide… View Article

State Farm: Dangerous Intersections

The various constructs and concepts involved in the study was about State Farm, the nation’s largest auto insurer, distributed a list of the 10 most dangerous intersections in the United States based on crashes resulting in claims by its policyholders. The study’s center on road safety engineering, the first study ignored accident severity and made… View Article

Insurance Business in Bangladesh

Acknowledgement We really enjoyed working on this report . At the time of completing different parts of the report like collecting information from different source and working with the group members and then compile different parts of the report and so on. This report is a required term paper of our “Banking & Insurance” course… View Article

Health Law and Regulations

In understanding regulatory agencies the differences between regulation and legislation needs defining. Legislation is the law that has been passed by a voting process and regulation is the responsibility of the regulatory board appointed to enforce laws once the law is passed; it sets forth rules on how the laws are to be implemented and… View Article

Innovation at Its Best

The need for automobile insurance on all vehicles is not only a necessity but also the law. There are numerous drivers on the roads today that are underinsured or have no insurance to begin with. These facts can be very expensive in the event that a driver is in an automobile accident without insurance. What… View Article

Medical insurance

I have been asked by Cooper-Pearson to research different medical insurance plans that they could consider as one of their selected insurance programs for their marketing company. My goal is to provide them with enough details in order for the company to make an informed decision as to which program they would like to consider…. View Article

Government Roles in Healthcare

The government which consists of federal, state and local combined has many important roles in the U.S healthcare system. One of the roles in which the government provides is finance. It is estimated that 48% of healthcare was paid for by public dollars in 2008, which included Medicare, Medicaid, state and local health programs, CHIP,… View Article

ICICI Prudential –Multiple Channel Distribution

In terms of the future of the Indian insurance industry, what do you think are the measures that can be taken/ have been taken by ICICI Pru to further strengthen its distribution system to meet the competition? Bring out the drawbacks of the existing channels and the need to explore new avenues. Distribution Scenario in… View Article

Manzana Insurance Case

Introduction This study is designed to determine why the Fruitvale branch of Manzana Insurance is performing so poorly for Property Insurance. Golden Gates, a competitor of Manzana, numbers are estimated to outperform Manzana Fruitvale branch as well. There are several problems that are leading to the poor performance at this branch. This past quarter turnaround… View Article

Frauds in Insurance

“Rising frauds lead to greater operational threat.” Insurance is one of the tools for risk management that aims at reducing the risk on the day-to-day life of individuals, organisation and society. At the same time, it should also be appreciated that insurance cannot be utilised as a risk free tool for all types of situations…. View Article