Hire Writer
Home TopicsHealthInsurance
Insurance Essay Examples

Insurance - Free Essay Examples and Topic Ideas

Insurance is a system of protection against financial loss. It allows individuals or companies to transfer the risk of uncertain events to an insurance company in exchange for a premium. In the event of a covered loss, the insurance company will provide financial compensation to the policyholder to help them recover their losses. Insurance is available for a wide range of risks, such as accidents, illnesses, property damage, and liability. Different types of insurance policies may have different exclusions and limits, and the cost of the premium will depend on a variety of factors, including the type of coverage, the size of the risk, and the policyholder’s age and health status.

Essay examples

Essay Topic

guide

references

FAQ

  1. 1
    Switzerland’s Social Insurance And Retirement System
    Words • 1149
    Pages • 5

    Save to my list

    Remove from my list
    The current retirement system offers a pension plan that consists of three pillars, which are a state pension, an occupational pension, and a private pension (“How much will my pension be when I retire?” n.d.). The state pension, also known as the “Old Age and Survivor’s Insurance” (OASI) aims to provide for the most basic living costs for retirees, widows and widowers, and those with disabilities (“Understanding your Swiss pension as a foreigner,” 2017). In order to receive this pension,…
    InsuranceRetirement
  2. 2
    Benefits Of Insurance For Underserved Population
    Words • 649
    Pages • 3

    Save to my list

    Remove from my list
    Insurance for underserved markets provides poor and low-income households with the means to protect themselves against the effects of risk. The role of insurance for underserved markets must be viewed alongside government provision of basic health services, employment, and education. The donor of development funding has become increasingly interested in supporting these initiatives and fostering the emergence of an insurance culture amongst the low-income sector globally. By managing risks and avoiding debt, it is hoped that over time those who…
    Insurance
  3. 3
    Why Healthcare Should Be Free; Health Insurance
    Words • 1322
    Pages • 5

    Save to my list

    Remove from my list
    Introduction Being in the United States, we are promised a free life, and safety, but we are not promised to be covered in healthcare or insurance. The United States has a very big problem with poverty and suffrage in the financial aspects. There are many people that do not struggle and are very financially stable and do not have to worry about not having healthcare, or insurance, although there are a lot of men and women in the United States,…
    Insurance
    4. Save Time On Research and Writing
    Hire a Pro to Write You a 100% Plagiarism-Free Paper.
    Get My Paper
  4. 4
    Globalization And The Challenges To Health Systems
    Words • 1957
    Pages • 8

    Save to my list

    Remove from my list
    Paper Type:1800 Word Essay Examples
    Universal health care refers to a detailed type of health care system which allows for fiscal security and health care to all its citizens. The system itself is structured around providing a particular course of benefits to all members of a society with the end objective of improving individual access of health care services and thus enhanced outcomes regarding ailments and diseases. It is important to note that universal health care is not a form of welfare and does not…
    Affordable Care ActGlobalizationHealth CareInsuranceUniversal Healthcare
  5. 5
    What’s High Risk Car Insurance?
    Words • 598
    Pages • 3

    Save to my list

    Remove from my list
    Auto insurance coverage covers bodily injury and property damage that are the result of an auto accident. Bodily injury covers injuries to those in the other car, if you are found to be responsible for the accident. Property damage covers damage to the other car; again, this is if you are at responsible. People pay premiums monthly, quarterly, semi-annually, or annually for coverage. There are also different amounts of coverage available. Insurance rates within a geographical area are partially based…
    InsuranceTransportVehicles
  6. 6
    Delivering Insurance to Smallholder Farmers
    Words • 1655
    Pages • 7

    Save to my list

    Remove from my list
    Paper Type:1600 Word Essay Examples
    Discuss the challenges faced by insurance companies in providing insurance to smallholder farmers (25 marks). Agricultural insurance is a major form of insurance provided by insurance companies to smallholder farmers. Wenner (2005) define agriculture insurance as a financing contingency that transfer production risks from the farmer to the insurer in exchange for a premium that reflects a true long term cost of the insurer assuming those risks. In addition, agricultural insurance enables farmers to stabilize their incomes (Cole et al.,…
    AgricultureFinanceIf I Were A FarmerInsurance
  7. 7
    Risk Management Planning
    Words • 1079
    Pages • 4

    Save to my list

    Remove from my list
    Paper Type:1000 Word Essay Examples
    Risk is inherent in life and risks are an inevitable consequence of being in business. Risk is the likelihood of losses resulting from events such as changes in market prices. Events with a low probability of occurring, but that may result in a high loss, are particularly troublesome because they are often not anticipated. Put another way, risk is the probable variability of returns. Risk is usually associated with the possibility that things might go wrong, that events might turn…
    BusinessFinanceInsuranceMoneyRisk Management
  8. 8
    The Dominance of Global Medical Tourism
    Words • 2066
    Pages • 8

    Save to my list

    Remove from my list
    Paper Type:2000 Word Essay Examples
    Healthcare is among the largest industries, and, until lately, it has underperformed behind so many others in its acquisition of outsourcing. Even as the industry grows increasingly profitable, healthcare facilities need to learn how to deliver quality patient care. Patients have several facilities and hospital networks to select from in specific geographic regions. The competitive environment is evolving in the healthcare sector. People who can afford from developing nations have flown to developing nations for a long time to seek…
    HealthInsuranceMedical TourismOutsourcingTourism
  9. 9
    US Healthcare vs. Canada’s Universal Healthcare
    Words • 3089
    Pages • 12

    Save to my list

    Remove from my list
    Paper Type:3000 Word Essay Examples
    The truth about Universal healthcare in Canada being better than the healthcare system in the US is not only a case of the grass being greener on the other side, but it is the absolute reality about health care systems in the two neighboring countries. Truth be told, the United States spends more money in healthcare than Canada and the results are a lower life expectancy, higher mortality rate, more obese people and higher infant mortality rates (Redden, Candace Et…
    CanadaHealth CareInsuranceUniversal Healthcare
  10. 10
    Universal healthcare might lea…
    Words • 872
    Pages • 4

    Save to my list

    Remove from my list
    Paper Type:800 Word Essay Examples
    Universal healthcare might lead to people using the healthcare too often, creating longer wait times. However, universal healthcare would lower the current cost. Formosa Post published the article "Pros & Cons of Universal Healthcare (THE COMPLETE LIST)" on March 17, 2018. Formosa Post explains the pros and cons of universal healthcare and mentions how universal healthcare would lead to longer wait times. A patient could go to the emergency room for no emergency, causing longer wait times for those who…
    HealthHealth CareInsuranceUniversal Healthcare
    11. Save Time On Research and Writing
    Hire a Pro to Write You a 100% Plagiarism-Free Paper.
    Get My Paper
  11. 11
    Response to an article by Andrew Foy on US Healthcare Reform
    Words • 800
    Pages • 3

    Save to my list

    Remove from my list
    Paper Type:750 Word Essay Examples
    The Healthcare Bill is probably the most important reform the congress of the United States has approved in over twenty years, granted, one of the most polemic subjects the country has encountered. The reform consists of providing medical care to people who do not have insurance. Republicans all over the country have protested endlessly, complaining about how this is a violation of people’s rights and the country’s principles. Critiques towards the reform, such as Andrew Foy’s, have invaded the media.…
    Health CareInsurancePolicyRights
  12. 12
    Modernization of NTUC Income – Digital System
    Words • 716
    Pages • 3

    Save to my list

    Remove from my list
    Paper Type:700 Word Essay Examples
    What were the problems faced by Income in this case? How were the problems resolved by the new digital system? In the past, NTUC Income, which has over a million insurance policy holders, processes were very tedious and paper-based. The entire insurance process started with customers meeting an agent, filling in forms and submitting documents. The agent would then submit the forms at branches, from where they were sent by couriers to the Office Services department. The collection schedule could…
    CompanyComputersDataInformationInsuranceSoftware
  13. 13
    Enjoy Stress Free Holidays with Annual Holiday Travel Insurance
    Words • 456
    Pages • 2

    Save to my list

    Remove from my list
    Paper Type:450 Word Essay Examples
    Do you normally take several holidays abroad annually? Are you and your family always concerned over safety while in foreign lands? Are you afraid that you may miss some of your already paid non refundable holidays? Worry no more; now there is the annual holiday insurance cover that will secure you against any misfortunes that may interfere with your holidays. Once you have booked and paid for everything including air tickets, accommodation and the like, the next thing you owe…
    Annual Day Celebration In SchoolHolidaysInsuranceStress
  14. 14
    Corporate risk management
    Words • 251
    Pages • 1

    Save to my list

    Remove from my list
    Paper Type:2500 Word Essay Examples
    Corporate risk management Introduction Risk is the possibility of something harmful or damaging occurring resulting in physical injury, loss or damage to possessions, a legal liability or financial loss.  Risks are higher when situations make it more likely that an adverse event will occur. They are often associated with chances where the outcome could be either favorable or adverse.  Risks exist for businesses as well as for people.  It can be argued that when companies collapse, it is because they…
    BusinessFinanceInsuranceRisk Management
  15. 15
    Causal relationship
    Words • 1223
    Pages • 5

    Save to my list

    Remove from my list
    Paper Type:1200 Word Essay Examples
    Activity Based Costing is an Accounting concept that has become more popular in recent years. Today, Managers are frequently choosing to use the ABC method, among others, in order to ensure an efficient allocation of resources. Activity Based Costing can be described as "a costing system that identifies the various activities performed in a firm and uses multiple cost drivers (non-volume, as well as the volume-based drivers) to assign overhead costs (or indirect costs) to products. ABC recognizes the causal…
    BusinessInsuranceRelationshipTime
  16. 16
    Understanding Auto Insurance: Coverage, Types, and Importance
    Words • 859
    Pages • 4

    Save to my list

    Remove from my list
    Paper Type:800 Word Essay Examples
    Automobile Insurance             Insurance is a contract between two parties, an insurance company and an individual or business.  An insurance company promises to pay the individual or business for potential future losses.  The individual or business promises to pay the insurance company a fee in advance called a premium.             People and businesses purchase insurance policies to protect their property and finances.  There are three major categories of insurance.  Life and health insurance covers death, hospitalization, disability, and hospitalization. Errors…
    Business LawInsurance
  17. 17
    Advantage and Disadvantage of Conditional Fee Agreements
    Words • 1801
    Pages • 7

    Save to my list

    Remove from my list
    Paper Type:1800 Word Essay ExamplesAdvantages and Disadvantages Essay
    A conditional fee arrangement is basically a form of risk sharing whereby if the lawyer loses the case, the client does not have to pay. However, if the case is won, the lawyer can be recompensed through a success fee, which is worked out as a percentage of his cost. In the US, many cases have been funded this way but in English legal system conditional fee arrangement had been banned until the enactment of the Courts and Legal Service…
    AgreementInsuranceLaw
  18. 18
    The Negative Consequences of NHI
    Words • 410
    Pages • 2

    Save to my list

    Remove from my list
    Paper Type:400 Word Essay Examples
    Despite the overall positive ontology surrounding the NHI plan, many fears and objections to it come into play. South Africa is known for its excellence in policy making and legislation but its fundamental downfall lies within it implementation and execution of its policies. The NHI is seen as an overly ambitious idea, and many professionals feel that currently South Africa is not able to successfully implement this plan given its current conditions. The country is facing an increasing year on…
    BusinessFinanceInsuranceMedicareMedicinePolicy
  19. 19
    Knowledge and Experience in The Field of Social Work
    Words • 981
    Pages • 4

    Save to my list

    Remove from my list
    Paper Type:900 Word Essay Examples
    As a social worker, I am interested in working with micro and mezzo populations in healthcare settings. I aim to help people handle issues that can develop from traumatic circumstances. I am driven towards promoting quality health care access for those who are underprivileged. People are often unprepared to handle everyday tasks when unexpected health issues arise. I want to identify possible financial or psychosocial barriers that people face so that I can redirect and guide them to beneficial healthcare…
    HealthInsuranceMental HealthSocial WorkWork Experience
  20. 20
    Jubilee Insurance Uganda Limited
    Words • 1310
    Pages • 5

    Save to my list

    Remove from my list
    Paper Type:1200 Word Essay Examples
    Jubilee Insurance Uganda Limited is the biggest insurance company in East africa. Established in 1937 and is one of the oldest composite insurance companies in the East african region. The Insurance company safeguards the interests of businesses, individuals, and families and also providing the best protection solutions tailored to meet the needs of clients. Jubilee Insurance is a market leader in the insurance sector with a solid emphasis on information technology and relationship management amount others. With Jubilee Insurance's track…
    Business LawFinanceInsurance
  21. 21
    Enhancing Efficiency: DAV’s Journey with SPC
    Words • 1583
    Pages • 6

    Save to my list

    Remove from my list
    Paper Type:1500 Word Essay Examples
    Deutsche Allgemeinversicherung (DAV) was founded in 1966. Large proportion of DAV's commercial enterprise is running in Germany where around sixty percent comprises of retail insurance handling disability earnings protection and health, assets and lifestyles coverages. DAV dominated the industry until lately. However, this dominance of DAV is now challenged with the emergence of smaller insurance corporations. Insurance companies are witnessing an ever increased in the competition for the market proportion. There is a capability loss of market place proportion and sales for DAV. DAV launched pilot the…
    AutomationCase StudyDataInsurance
  22. 22
    Organization Leader & Decision Making
    Words • 1289
    Pages • 5

    Save to my list

    Remove from my list
    Paper Type:1200 Word Essay Examples
    Abstract Nationstate Insurance Company is an organization that is known globally. Despite having one of the best staff members and good function systems, the company is yet to invest in information technology in realizing the benefits associated with this technology. Mrs. Janae Denton, who has worked with various companies, believes that is the right time for the company to invest in IT in taking the company to the next level. However, before incorporating IT services into the company, she must…
    BusinessDecision MakingInsuranceTechnology
  23. 23
    Review of the Financial Statements
    Words • 349
    Pages • 2

    Save to my list

    Remove from my list
    Paper Type:350 Word Essay Examples
    Review of the financial statements and the ratio analysis for the 2016, 2017 and 2018 fiscal years reveals that Boca Raton Regional Hospital is currently below industry standards (benchmarks) for operating margin, return on assets, and days cash on hand. They are above average for days in patient accounts receivable. Based on our analysis, BRRH realized a significant drop in Income from Operations from 2017 to 2018. Although there was a $33.9M increase in Revenue, Expenses increased by $37.8M. An…
    BusinessFinanceInsuranceState
  24. 24
    Education Insurance Awareness
    Words • 1644
    Pages • 6

    Save to my list

    Remove from my list
    Paper Type:1600 Word Essay Examples
    An Overview In 1965, Yarri proposed the use of life insurance to insure against lifetime uncertainty resulting for the mortality risk of individuals. Premature death of a family head can bring serious financial consequences for the surviving family members because the family head’s earnings are lost forever leaving unfulfilled financial obligations, such as dependents to support, children to educate, and a mortgage to repay. Life insurance allows individuals and families to share the risk of premature death with many others…
    EducationInsurance
  25. 25
    Understanding HIPAA: A Practical Guide
    Words • 701
    Pages • 3

    Save to my list

    Remove from my list
    Paper Type:Cause And Effect Essay
    When it comes to making late entries or addendums in medical records, it is crucial to follow specific guidelines to ensure accuracy and legal compliance. Any additional information added to a previous entry should be clearly labeled as an addendum, including the date and time of the update. The reasons for creating the addendum should be clearly stated, referencing back to the original entry. This process is essential for maintaining the integrity of medical records and ensuring that all information…
    AccountabilityHipaaInsurance
  26. 26
    Gibson Insurance Company
    Words • 402
    Pages • 2

    Save to my list

    Remove from my list
    Paper Type:400 Word Essay Examples
    Gibson Insurance Company (GIC) deals with a difficulty throughout the current year. GIC's present expense allowance system need to be modified to accommodate the implementation of a new management preparation and efficiency management system. The objective is to better assign GIC's corporate support-service costs to business lines and business systems in an outcome of more accurate pricing methods, sales payment and enhanced expense control. We have actually examined GIC's circumstance based on the provided info, and concluded with an option…
    BusinessCompanyInsurance
  27. 27
    Evolution of Health Insurance in the United States
    Words • 1466
    Pages • 6

    Save to my list

    Remove from my list
    Paper Type:1800 Word Essay Examples
    Indemnity insurance ensures payment to licensed healthcare providers for covered services. Fee-for-service indemnity plans have become more similar to managed care plans, offering individuals a wide choice of healthcare professionals. Providers have the freedom to decide on services based on their professional judgment and receive reimbursement for all care provided.Today, most fee-for-service plans have implemented utilization-management strategies previously associated with managed care, such as preauthorization for hospitalization or specialist referrals. Indemnity plans are falling out of favor with employers and…
    DiseaseHealthInsurance
  28. 28
    The duty to disclosure in insurance law
    Words • 1031
    Pages • 4

    Save to my list

    Remove from my list
    Paper Type:1000 Word Essay Examples
    A pre – contractual duty of disclosure is imposed by the Insurance law upon the assured, which requires the assured to disclose to the insurer all material facts and breach of this duty allows the insurer to avoid the policy. Section 18(2) of the Marine Insurance Act 1906 states that "Every circumstance is material which would influence the judgment of a prudent insurer in fixing the premium, or determining whether he will take the risk. " Similarly, all material representations…
    DutyInsuranceLaw
  29. 29
    Understanding Auto Insurance Coverage
    Words • 870
    Pages • 4

    Save to my list

    Remove from my list
    Paper Type:800 Word Essay Examples
    Bob Brown was recently involved in a minor auto accident. His car was hit from behind, and he, in turn, slammed into the car in front of him. He would like someone to explain his coverage and show him where, in his auto policy, each of his losses might be covered. The explanation of coverage and the location of coverage should be in general terms for most auto insurance policies. Please do not use only your personal auto insurance policy…
    Insurance
  30. 30
    Understanding Organizational Culture: A Case Study of State Farm
    Words • 616
    Pages • 3

    Save to my list

    Remove from my list
    IntroductionOrganizational culture is a crucial aspect that distinguishes one company from another, shaping its operations and setting it apart in the competitive landscape. Edgar Schein's three levels of culture—observable artifacts, espoused values, and enacted values—provide a framework to analyze and comprehend an organization's culture (Baack, 2012). This essay delves into the organizational culture of State Farm Insurance, the largest mutual property and casualty insurance carrier in the United States, exploring its observable artifacts, espoused values, and enacted values to gain…
    CultureInsuranceOrganization
    31. Save Time On Research and Writing
    Hire a Pro to Write You a 100% Plagiarism-Free Paper.
    Get My Paper
  31. 31
    The Significance of Compensation Systems in Organizations
    Words • 1316
    Pages • 5

    Save to my list

    Remove from my list
    Paper Type:2000 Word Essay Examples
    Compensation systems play a crucial role within organizations, impacting various aspects of employee motivation, retention, and overall success. In this comprehensive essay, we will explore the importance of compensation systems, delve into the distinctions between job analysis and job evaluation, discuss the challenges associated with creating internally consistent and market-competitive compensations, examine the fairness of merit increases, and analyze the concept of insurance in the context of healthcare. Additionally, we will consider the evolving business environment and societal changes and…
    CompensationEmploymentHealthInsuranceRetirementWelfare
  32. 32
    The Ethical Dilemma of Data Brokers: Weighing Their Social Impact
    Words • 633
    Pages • 3

    Save to my list

    Remove from my list
    1. Do data brokers pose an Ethical Dilemma? Explain your answer. Answer: Data brokers have both negative and positive social impact as such they pose an ethical dilemma. In one hand, from the case, we know that information that data brokers provide or sell to its customers like Internal Revenue Service and Department of Homeland Security and Justice have used for law enforcement and counterterrorism. More broadly, these data are being used to locate the assets of delinquent taxpayers, and…
    BusinessDataInsuranceInternet PrivacyPrivacyTechnology
  33. 33
    Insurance Business in Bangladesh
    Words • 1819
    Pages • 7

    Save to my list

    Remove from my list
    Paper Type:1800 Word Essay Examples
    Acknowledgement We really enjoyed working on this report . At the time of completing different parts of the report like collecting information from different source and working with the group members and then compile different parts of the report and so on. This report is a required term paper of our “Banking & Insurance” course and our honorable course faculty, Mr. Md. Amdadul Hoque is the person who has guided us throughout preparing the report . We are thankful to…
    BangladeshBusinessEmploymentFinanceInsuranceMarketing
  34. 34
    Adventure Tourism: Crafting a Thrilling Experience
    Words • 721
    Pages • 3

    Save to my list

    Remove from my list
    Embarking on a journey that transcends the ordinary, adventure tourism offers outdoor enthusiasts an opportunity to explore unusual, exotic, and remote settings, often involving unconventional means of transportation and varying levels of physical activity. From the thrill of "getting wet" to the heights of "getting high" or the rush of "getting faster," adventure tourism captivates the hearts of daring individuals seeking an adrenaline-fueled escape. A key player in this industry is the Adventure Tourism business provider, orchestrating single or combined…
    AdventureInsuranceTourism
  35. 35
    Manzana Insurance Case
    Words • 1363
    Pages • 5

    Save to my list

    Remove from my list
    Paper Type:1300 Word Essay Examples
    Introduction This study is designed to determine why the Fruitvale branch of Manzana Insurance is performing so poorly for Property Insurance. Golden Gates, a competitor of Manzana, numbers are estimated to outperform Manzana Fruitvale branch as well. There are several problems that are leading to the poor performance at this branch. This past quarter turnaround time increased again reaching 6 days, where Golden Gate is sitting at 2 days. Also the system is running very close to efficiency, which can…
    InsuranceNormal Distribution
  36. 36
    Navigating the Complex Landscape of Insurance Frauds
    Words • 3316
    Pages • 13

    Save to my list

    Remove from my list
    Paper Type:3500 Word Essay Examples
    “Rising frauds lead to greater operational threat.” Insurance is one of the tools for risk management that aims at reducing the risk on the day-to-day life of individuals, organisation and society. At the same time, it should also be appreciated that insurance cannot be utilised as a risk free tool for all types of situations. Insurance provides risk management solutions to many situations that fall within the competence of human judgement and managerial skills. Insurance is very important in today’s…
    Insurance
  37. 37
    After Retirement
    Words • 930
    Pages • 4

    Save to my list

    Remove from my list
    Paper Type:900 Word Essay Examples
    Even with detailed planning for investments and savings, spending the savings and running out of it after retirement is something you need to avoid. There are some factors you need to constantly keep a check on. Firstly, your balance sheet shows that you are keeping a reasonable amount of money in term deposits and banks. Even after retirement you need to remain in touch with different institutions to analyze which institution is offering more rate and less charges. Also remain…
    InsuranceRetirement
  38. 38
    A Project Dilemma At Canadian Shield Insurance
    Words • 576
    Pages • 3

    Save to my list

    Remove from my list
    Paper Type:550 Word Essay Examples
    Introduction After reading the case, you ought to realize that our protagonist, Seamus Reynolds, is between the proverbial “rock and a hard spot” and you are probably thinking “I would hate to be him”. Guess what? You are going to be him in this assignment. There is quantitative data in the case that we can analyze; however, we are also going to “quantify” the qualitative data provided – think of it as reducing numerical and non-numerical data to a set…
    Insurance
  39. 39
    Assignment: Economics
    Words • 968
    Pages • 4

    Save to my list

    Remove from my list
    Paper Type:1000 Word Essay Examples
    1. Economists in Funlandia, a closed economy, have collected the following information about the economy for a particular year: Economists also estimate that the investment function is: where r is the country’s real interest rate, expressed as a percentage. Calculate private saving, public saving, national saving, investment, and the equilibrium interest rate. Please note: national savings is not related to the interest rate, which means that the supply curve for loanable funds is vertical. (15 points) Private Savings= Y-T-C 10000-1500-6000= 2500…
    EconomicsInsurance
  40. 40
    The Richest Man in Babylon Book Review
    Words • 1427
    Pages • 6

    Save to my list

    Remove from my list
    Paper Type:1300 Word Essay Examples
    INTRODUCTION The book report is about a book named The Richest Man In Babylon. The Richest Man In Babylon, written by George Samuel Clason, is a book about management of personal finance through a collection of parables set in ancient Babylon. The stories are laid out like Aesop's fables: each story has a concrete point or two that becomes apparent from reading and digesting the message. These points are basic tenets of how to get ahead financially in any time,…
    Insurance
We've found 55 essay examples on Insurance
Prev
1 of 2Next
search Please enter something
Live chat  with support 24/7

👋 Hi! I’m your smart assistant Amy!

Don’t know where to start? Type your requirements and I’ll connect you to an academic expert within 3 minutes.

get help with your assignment