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Finance Essay Examples

Finance - Free Essay Examples and Topic Ideas

Finance refers to the management of money and other financial assets. It involves making decisions about how to allocate and invest resources in order to maximize returns and minimize risk. Finance encompasses a wide range of activities, including budgeting, investing, borrowing, lending, and managing financial accounts. Its primary goal is to help individuals, businesses, and organizations achieve their financial objectives and optimize their financial performance.

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  1. 1
    The Moral Obligation For The Rich to Help The Poor
    Words • 2496
    Pages • 10

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    The Declaration of Independence and the Moral Obligation for the Rich to Help the Poor “It’s not fair!” The American colonists stated this to King George in the Declaration of Independence (US 1776). This document ended the relationship between the American colonists and Great Britain, establishing the United States of America. Within this declaration is an appeal to the moral value that “…all men are created equal, that they are endowed by their Creator with certain unalienable rights, that among…
    Minimum Wage
  2. 2
    Government Should Raise The Minimum Wage in California
    Words • 1480
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    In 2016, bill SB 3 was signed to gradually increase the minimum wage in California to $15 per hour by 2022. It is great news for every worker who is earning a minimum wage. The federal minimum wage was established in 1938. Congress increases the minimum as prices in the overall economy increases. Low-income families are having a hard time to pay their bills because the rent, the food and many other expenses are going up. Even though they work…
    Minimum Wage
  3. 3
    An Issue Of Employment Equity
    Words • 624
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    Introduction As discussed in the Canadian employment equity act, employment equity refers to the responsibility that employers have in ensuring equal treatment of the employees and also give room for accommodation of differences. Employers are supposed to remove the barriers in their organisations that may seem to oppress any designated group. Women, the physically handicapped people, aboriginal and the visible minorities happen to be the groups of people that are usually vulnerable to mistreatments in their place of work. A…
    Equity
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  4. 4
    The Lawyer’s Decision: “Bartleby the Scrivener, A Story of Wall Street”
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    One of the primary subjects of the story is the way where that society habitually imagines that it’s hard to deal with the people who are one of a kind. Additionally, Bartleby totally couldn't be progressively exceptional if he endeavored. The whole culture of Wall St relies upon a particular segment of consistency. The solicitations of exchange direct an adherence to a specific plan of standards and business customs planned to support the smooth action of business.' Bartleby the Scrivener'…
    Wall Street
  5. 5
    Grade inflation: a phenomenon that distorts the image of the level of American’s education system
    Words • 2145
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    Grade Inflation in Colleges Many aspiring students might receive the speech from their grandparents entailing, “back when I was in school things were different, things were harder.” Well, in this case, that grandparent might just be correct. One aspect of schooling that has changed dramatically over time has been the number of A's that teachers and professors give to students. When a student receives a report of their grades with a 4.0 and nothing but A’s across the board, this…
    Inflation
  6. 6
    Stock Market Price Prediction Using Recurrent Neural Network And LSTM
    Words • 1796
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    The stock market or equity market refers to the markets where shares or stocks are traded. The stock market is a volatile market and a great source that can generate wealth. It is very important to predict future trends of stocks to gain profits. Predicting a trend in stock prices requires advanced algorithms of machine learning. The recurrent neural network (RNN) algorithm is one of the most powerful algorithms for sequential data. LSTM is the acronym for long short-term memory.…
    ResearchStock Market
  7. 7
    Common Road Blocks to Successful Fundraising
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    Before beginning to construct a plan for fundraising there are a few questions to ask oneself. What is our mission? How many are expected to help? Do we have a somewhat idea of a budget? The response to these questions will assist in finding a suitable fundraiser with a successful outcome. While there are different approaches to take when raising money, fundraisers will also experience some difficulties along the way before reaching the organization’s goal. Road Blocks The first most…
    Budgeting
  8. 8
    The Main Purpose of the Internal Controls Usage
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    Internal control Internal control is a process that aims to guarantee the achievement of an organization's goals in compliance with laws and regulations, operational effectiveness, and reliable financial reporting. In other words, it involves everything that controls risks to an organization. As a result, they represent several mechanisms that add value to the business and its stakeholders. In order to deliver said value, it is required good governance, management of information and of information and technology (IT) assets. These practices…
    Internal Control
  9. 9
    Financial Literacy in Avoidance For Teachers’ Debt to Attain Financial Stability
    Words • 607
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    There are times that the salary of a teacher for a month is not enough to sustain some of their needs. There are some unexpected expenses which are not included in the budget. It is unavoidable to have unforeseen costs which leave us no choice but to borrow money or have a loan from different financial institutions. However, there are some teachers who are failing to make a wise decision regarding debts and this can put at risk their financial…
    BudgetingMoneyTeacher
  10. 10
    The Way of Internal Control Failures
    Words • 1321
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    Internal Control Failures can be caused by many varying factors, such as, lack of management supervision, low accountability, checks and balances, separation of duties, physical audits, standardized documentation, and approval authority. It is very important for a company to be aware of all of the requirements needed in order to have a smooth functioning business. If a business begins to slack even the slightest it could leave an opening for a failure or fraud to occur. Considering Steinhoff International, because…
    Business SuccessFailureInternal Control
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  11. 11
    Credit Card Usage And Debts
    Words • 643
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    Credit card usage has advantages and disadvantages depending on the consumer’s pattern of use. The prudent and right use of credit card decreases liquidity risk of individuals and provide additional resources. However, unconscious and over budgetary limits’ credit card expenditures, may cause individuals to have excessive debt creating financial difficulties or leading to bankruptcy. Therefore, to decrease credit card indebtedness and to have a conscious usage of a credit card, individuals must have information about financial issues and credit cards.…
    Credit Card
  12. 12
    Inflation Rate And Its Reasons in Hong Kong
    Words • 1458
    Pages • 6

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    In 1998, inflation rate decrease during financial crisis, a huge capital outflows from Asian region. HK dollar cannot be devaluated, prices and wages adjust downwards. Demand from overseas buyers has decrease, exporters lower the price and try to cope with the reduce demand. Soon, producer started to cut the wages. Hong Kong face confidence economy problem, people started to sell HK dollar to foreign currencies. HK dollar fell from a normal price US$1: HK$6.5 to US$1: HK$10. In 2002, the…
    Hong KongInflation
  13. 13
    Globalization And Free Trade in The World
    Words • 609
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    As technology advances, the world is becoming smaller in terms of being able to communicate information more quickly to the virtual world. Today’s world is more interconnected by social media and online networking, which can connect any random person to anyone across the globe. Many businesses take on this opportunity to advertise and communicate with unreachable customers. Due to globalization and free trade it allows businesses to access all potential consumers. What are some of the pros and cons of…
    Free TradeGlobalization
  14. 14
    Analysis Of The Market Share Of Home Depot And Lowe’s
    Words • 1978
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    Home Depot (HD) and Lowe’s (LOW) are two Fortune 500 companies - ranked at twenty-three and forty, respectively - and are the leaders in the home improvement retail industry. If given the choice to invest in only one of the companies, I would choose to invest in Home Depot instead of Lowe’s. The decision to invest in Home Depot over Lowe’s is based on both companies’ market shares in the home improvement retail industry; the financial data from both companies’…
    OrganizationStock Market
  15. 15
    Raise The Federal Minimum Wage
    Words • 602
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    When the federal minimum wage was first introduced, it was meant to give workers just enough money to survive. As time passed and the price of living inflated, the federal minimum wage, now at $7.25 per hour, hardly does what it was designed to do. From a conflict theorist's perspective, if the minimum wage does not increase, it is only inevitable before something goes wrong.Conflict theory is about how society is made up of groups that clash over scarce resources.…
    Minimum Wage
  16. 16
    Why Minimum Wage Should Not Be Raised
    Words • 2725
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    Federal minimum wage has been an arguable topic ever since it was implemented into the American society. Minimum wage is the lowest possible wage that employers may legally pay to employees. The first minimum wage law was enacted in 1894 in New Zealand. Many other countries followed at the beginning of 20th century, including The United States in 1938. Franklin D Roosevelt enacted on a Fair Labor Standards Act. This established a baseline minimum wage that was 25 cents, which…
    Minimum WageUnemployment
  17. 17
    Trade War Between United States And China
    Words • 560
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    Chile has been a member of the World Trade Organization since 1st January, 1995. Chile imports a majority of fuel oil, civilian aircrafts and parts, petroleum products and computer accessories with U.S.A being the largest importer contributing to more than 19.1% of total imports. Top exports of Chile are refined copper, copper ore, wine and fish fillets with China, followed up closely by the U.S.A providing 14.2% and 11.3% of the export markets respectively. The U.S.-China Trade War includes the…
    ChinaFree TradeInternational Trade
  18. 18
    Free Trade And Its Role In The Economic Development In The Usa
    Words • 987
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    We are in the era of Globalisation, a process that facilitates the integration of all economic activity into a global market place (Guttal, 2007). One of the main tenets of globalisation therefore is the practice of free trade. Free trade is defined as the import and export of goods and services without tariffs or quotas being imposed (Kishtainy et al., 2012). Many have argued that free trade makes economies competitive through the development of industries, creation of jobs and the…
    Free Trade
  19. 19
    Why Nurses Should Be Paid More Essay
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    Introduction It's crazy how mixed-up our society is when doctors, nurses, and teachers are paid their current wages, while football and basketball players are making millions of dollars playing a sport that they enjoy. Sure, sports are a big part of our society, but the disparity in pay between a person that plays a recreational activity and someone that can save your life is hard to swallow. Some may even argue that the pay that doctors receive compared to nurses…
    Income InequalityMinimum WageNursing
  20. 20
    The Notion Of Post Purchase Dissonance
    Words • 1481
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    Since the beginning of the marketplace consumers have bought, used and disposed of products and services to satisfy their needs and wants. Over time as products and services evolved and sales records were available, businesses, particularly marketers, have had an interest in observing, researching and analyzing consumer buying decisions and patterns. The earliest framework breakthrough of a buyer decision process was introduced by John Dewey in 1910. Dewey, a philosopher, psychologist, and educational reformer, created a five-stage consumer buyer decision…
    ShoppingStock Market
  21. 21
    The Case Of Budget Cuts in The University
    Words • 2017
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    Abstract This paper explores a case involving an athletic director of a division I university who finds out that the school will have to undergo a budget reduction for the entire university. The athletic director was notified that $2.5 million dollars will be cut from their $25 million dollar budget in order to fit with the mandate. This athletic director is faced with questions from the media as well as from coaches and students about the circumstances concerning the budget…
    Budgeting
  22. 22
    Government Should Raise The Minimum Wage
    Words • 1849
    Pages • 7

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    Compensating employees through financial payments in exchange for their labor and time is how wages are defined. An hourly rate of pay is determined as the amount of compensation paid to an employee in return for their services. The rate at which the employee is paid is determined by the market force and is thought of as a competitive market. In a perfect marketplace, it could be assumed that many organizations will offer identical employment opportunities to employees with an…
    Minimum Wage
  23. 23
    Rethinking Wealth: The Case for Higher Taxes on the Rich
    Words • 1844
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    Introduction In today's world, the gap between the rich and the poor is a topic that's always on the radar. We're living in an era where a tiny fraction of the population holds a vast majority of the wealth. This imbalance brings us to a pressing question: should those at the top of the economic ladder contribute more through taxes? Across the globe, tax systems vary widely, but a common thread is the debate over the role of the wealthy…
    Income Tax
  24. 24
    Balancing Act: Analyzing the Minimum Wage Debate in America
    Words • 1236
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    Introduction Minimum wage is a hotly debated topic in the United States, drawing attention from policymakers, economists, and workers alike. It is the minimum hourly rate that employers are legally required to pay their employees. The significance of this issue lies in its direct impact on the financial well-being of millions of Americans. This essay explores whether the minimum wage should be raised, offering a balanced examination of the arguments both in favor and against such an increase. The Current…
    Minimum Wage Increase
  25. 25
    Minimum Wage in the EU: Implications and Challenges
    Words • 1476
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    Introduction to Remuneration and Wages The concept of remuneration, particularly wages, stands as a cornerstone in the edifice of social and labor relations. It's not merely a transactional element between employer and employee but a profound indicator and influencer of job choice, satisfaction, and life quality. The axiom that every employee's job must be compensated is deeply rooted in our societal fabric. Wages, undeniably, dictate not just the quality of work but the quality of life. They determine the capacity…
    Minimum WageRaising Minimum Wage
  26. 26
    Minimum Wage: Balancing Act in Today’s Economy
    Words • 1285
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    Paper Type:Argumentative Essay
    Introduction The minimum wage, the lowest legally allowable wage that employers can pay their workers, is a topic that has sparked intense debate in recent years. It plays a crucial role in the livelihoods of millions of workers and has significant implications for businesses and the broader economy. This essay delves into the contentious issue of minimum wage, examining arguments both in favor of and against raising it, while highlighting its multifaceted impact on workers, businesses, and the overall economic…
    EconomyMinimum Wage
  27. 27
    Diversity, Equity, and Inclusion: A Path to a More Inclusive Society
    Words • 456
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    Diversity, equity, and inclusion (DEI) are not just buzzwords; they are essential components of a vibrant, forward-thinking society. As college students, we stand at a pivotal point in our lives where we can actively contribute to the promotion of DEI. This essay explores the significance of DEI, its relevance to us, and how we can champion these principles in our academic and professional journeys. Defining Diversity, Equity, and Inclusion Before diving into the practical aspects, let's clarify what we mean…
    DiversityEquity
  28. 28
    Exploring the Complexities of the Minimum Wage Debate
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    The minimum wage debate is a contentious and multifaceted issue that has been the subject of much discussion and disagreement. While proponents argue that raising the minimum wage is a necessary step towards addressing income inequality and ensuring a living wage for all workers, there are valid reasons to consider the potential drawbacks of such a policy change. This essay aims to shed light on some of the reasons why the minimum wage should not be raised. **1. ** Impact…
    Raising Minimum Wage
  29. 29
    Exploring the World of General Trading Companies: A Comprehensive Overview
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    There would be no global economy without the contributions of general trade corporations, sometimes called trading houses or conglomerates. These adaptable organizations participate in a broad variety of commercial pursuits, promoting commerce and fostering economic development. In this piece, we'll explore the realm of GTCs and give you a rundown of what they do, why they matter, and how they shape the corporate world. Dynamic organizations that trade across several markets are called "general trading companies." These companies are distinguished…
    Trade And Commerce
  30. 30
    Unveiling the Dark Side of the Columbian Exchange: Overcoming the Lingering Consequences
    Words • 455
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    Unveiling the Dark Side of the Columbian Exchange: Overcoming the Lingering Consequences The Columbian Exchange, triggered by Christopher Columbus's voyages, brought about significant global transformations during the Age of Discovery. While often praised for its positive impacts, such as the exchange of goods and ideas, it is crucial to acknowledge the negative consequences that accompanied this historical event. This essay seeks to shed light on these overlooked effects and emphasize their long-lasting repercussions that continue to shape our world today.…
    Finance
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  31. 31
    Who Owns Verizon? Unraveling the Ownership Structure of a Telecommunications Giant
    Words • 653
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    Paper Type:Common App Essay
    In the vast landscape of telecommunications, Verizon stands tall as one of the most prominent and influential companies. With its extensive network and range of services, Verizon has become a household name synonymous with connectivity and communication. However, understanding the ownership structure of such a corporate behemoth can be a complex task. In this essay, we will delve into the intricacies of Verizon's ownership, exploring the key stakeholders and entities that hold a share in this telecommunications giant. At its…
    Ownership
  32. 32
    Analysis of William Bryan’s “The Cross of Gold” Speech
    Words • 561
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    William Jennings Bryan's "The Cross of Gold" speech is considered one of the most significant political speeches in American history. Delivered at the 1896 Democratic National Convention in Chicago, Bryan's speech centered around the issue of monetary policy, specifically advocating for the free coinage of silver. This essay will provide a detailed analysis of Bryan's speech, examining its historical context, rhetorical strategies, and the impact it had on American politics. To fully understand the significance of Bryan's speech, it is…
    FinancePublic Speaking
  33. 33
    An Analysis of Greece Huge Debt Crisis According to Chibber (2011)
    Words • 597
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    According to Chibber (2011), Greece has a huge debt which is relative to the size of its current $357 billion economy (approximately 120% of its Gross Domestic Products). The debt crisis has been created by a number of factors which include finance globalization; 2002-2008 credit conditions that encouraged high-risk borrowing and/or lending practices, real-estate bubbles that have burst, international trade imbalance, slow economic growth in 2008, approaches used by other nations to bailout troubled privatized bond holders and banking industries,…
    EuroFinanceGreece Economic Crisis
  34. 34
    Unequal Pay for Women: Causes and Consequences
    Words • 293
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    The United States has made exponential changes in the past century in terms of women's rights. Styles have changed, women can wear what they want, they are able to get any job they want and parent at the same time, and have many more freedoms than they did years ago. More women than ever are getting college degrees and making their own living. So why do women have a smaller salary than men in the same profession? Korva Coleman evaluates…
    DiscriminationEqual paySocial Issues
  35. 35
    Impact of Anti-Tax Evasion Measures on American Expats
    Words • 871
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    Issue: Measures taken to decrease tax evasion, fight terrorism, and fight money laundering have created hardships for Americans who are working overseas. This effect has increased since the 2010 passing of the Foreign Account Tax Compliance Act (FACTA). Stakeholders: American citizens working overseas and American citizens who may want to work overseas. Possible Ramifications: Possible ramifications and the effects on taxes will be broken down into two sections: The Expat The tax code is currently set up in a way…
    EconomyFinanceTax Evasion
  36. 36
    The Analysis of Tax Evasion
    Words • 661
    Pages • 3

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    Ever since Allingham and Sandmo (1972) created their model, many pieces of literature have come to view on the analysis of tax evasion. These works have explained the behavior of a single underreporting agent. However, many papers do not include the extent to which one takes part in tax evasion. Clotfelter (1983) stated that the extent to which one evades taxes is strongly correlated with the source of one's income. Other papers reveal that the opportunity for tax evasion differs…
    EconomyFinanceTax Evasion
  37. 37
    The Negative Consequences of Tax Evasion
    Words • 1386
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    Tax evasion, while seeming harmless to the person cheating on his or her taxes, can have a great and lasting effect on all of us. Tax evasion is a problem that affects all of us in the long run. Tax evasion is defined in section 7201 of the Internal Revenue Tax Code. It is a Federal crime or offense for anyone to willfully attempt to evade or defeat the payment of federal income taxes. In the U.S. an individual is…
    CrimePrisonTax Evasion
  38. 38
    The th Amendment: Giving Federal Government Taxing Power
    Words • 512
    Pages • 2

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    On February 3, 1913, the states ratified the 16th Amendment to the U.S. Constitution. It states: "The Congress shall have power to lay and collect taxes on income from every source, without apportionment among the several States, and without regard to any census or enumeration." This amendment gives the federal government the power to tax an individual's income. Taxes are not based on a fixed rate, but can vary according to the amount of income received. The richer you are,…
    EconomyFinanceIncome Tax
  39. 39
    Tax Rate May Harm Company’s Customer Income?
    Words • 2376
    Pages • 9

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    1a. Political b.In addition, any increase in individual income tax rates would negatively affect the Company's potential customers' discretionary income and could decrease the demand for its products. (p. 14) с. This concept is important to Brunswick's competitive position because they are a manufacturer of recreation products. As a company that relies heavily on retailers buying their products, Brunswick's profits rely on the retailer's customers ability to purchase their products. If the government were to increase income tax rates, their…
    DemandIncome TaxSupply Chain Management
  40. 40
    An Explication of Personal Income Tax, Excise Tax and State Sales Tax
    Words • 872
    Pages • 4

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    Three examples of taxes are a personal income tax, an excise tax like that imposed on cigarettes and alcohol in the U.S., and a state sales tax. The first two are sources of revenue for the federal government. Individuals must file income tax returns each year, paying a certain percentage on each portion of their income as determined by tax brackets. The second tax is a fee which producers of these products are required to pay the government for each…
    Income TaxPoverty
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