Finance Essay Topics

The Best Financial Software Planning Product

After analyzing various software products and comparing the advantages and disadvantages of them, it is found that the best software for financial planning is mentioned in the Microsoft Money Home website and it is the Microsoft Money Plus. The software helps in managing and planning long-term and short-term financial targets, and helps in the optimization… View Article

Globalizing the Cost of Capital and Capital Budgeting at AES

Question 1 Explain and comment on the capital budgeting method used historically by AES. Is there a need for change? Explain. Question 2 If Venerus implements the suggested methodology, what will be the adjusted discount rate for the Red Oak project (USA) and the Lal Plr project (Pakistan)? Question 3 Calculate the effect that a… View Article

Public Education Financing

In the present modern economics, public education financing is considered as one of the flourishing characteristics for the economy of any country. However, a wide variation has been observed in the financing practices related to the public education in the United States, as well as, across different parts of the globe. In this regard, differences… View Article

Participatory Notes – Concept

Participatory notes are issued by FIIs to their unregistered clients who want to invest in the Indian equity market but do not want to meet the disclosure requirements to do so. Thus the modus operandi they opt for is to invest their money with the fund companies (FIIs), who will invest in Indian market on… View Article

Compilation Report

We have compiled the accompanying balance sheet of Proli Footwear, Inc. as of December 31, 2014, and the related statements of income and retained earnings and cash flows for the year then ended. We have not audited or reviewed the accompanying financial statements and, accordingly, do not express an opinion or provide any assurance about… View Article

Financial Accounting Theory and Analysis

a. What, if any, ethical issue is involved in this case? Legally the financial vice president is not obligated to move to the new standard; however, I do see an ethical issue with this decision. The ethical decision lies in the fact that the vice president is knowingly presenting financial statements that do not reflect… View Article

Causes and Effects of Illegal Loan Sharks

llegal moneylender is the party offering illegal loans by charging higher interest rates. Doubled profits allow their business to continue operating despite the global economic recession. Oriented services such as shark’s need to combat. Illegal moneylender promote their services with attractive offers such as instant and convenient loan without collateral while legitimate financial companies impose… View Article

Securitisation in Zimbabwe

Securitization is a structured finance process that distributes risk by aggregating assets in a pool ,often by selling assets to a special purpose entity, then issuing new securities backed by the assets and their cash flows. The securities are sold to investors who share the risk and reward from those assets. Securitization is similar to… View Article

Should College Students Be Allowed to Work Part-Time?

Nestle (Malaysia) Bhd (NESTLE) – Financial and Strategic SWOT Analysis Review Summary Nestle (Malaysia) Bhd (Nestle Malaysia) is one of the leading providers of food products in Malaysia and overseas. The company, along with its subsidiaries, engages in manufacturing, marketing, and sale of food and beverage products. The product portfolio includes instant noodles, chocolate confectionery… View Article

Stanford Financial Group Corporate Scandal

1-2. In February of 2009, the Antigua/Texas based global financial group (made up several subsidiaries owned by the same owner) owned by R. Allen Stanford was charged with scamming their customers by the Securities and Exchange Commission. Stanford Financial Group was charged with fraud when deceptively selling consumers $8 billion dollars in deposit certificates. According… View Article

The Pros and Cons of Setting Separate Private Company

With the development of world economy, U.S.GAAP becomes more and more complex to meet public companies’ needs. Private companies cost a great fortune to compliance with U.S.GAAP. So, setting public-private accounting standards is a different issue debated for decades. it goes without saying that setting new separate accounting standards have its advantages and disadvantages. Background… View Article

RJR Nabisco Valuation

When assessing the valuation of RJR Nabisco bids, the Special committee should utilize the Capital Cash Flow method. The Capital Cash Flow method, when applied appropriately, should yield the same valuation when discounting a company’s Free Cash Flow. To get Capital Cash Flows (CCF), Net Income is adjusted by adding back non-cash expenses and other… View Article

Global Financial Corporation

Global Financial Corporation (GF) a subsidiary of Global Equipment Company (GEC) is tasked with handling financing for those customers who wish to purchase GEC heavy equipment. Currently GF only processes 51% of the leases within the “10 days or less” time frame, with some loans taking up above 41 days. Ms. Rodriguez, the Vice President… View Article

Turkey: Finance and Current Account

Case Study Questions 1. Where in the Current Account would the imported telecommunications equipment be listed? Would this correspond to the increase in magnitude and timing of the Financial Account? The imported telecommunications equipment would be listed in the Current Account as an imported of good. The other vendors that sold the equipment would be… View Article

Butler Lumber

After thorough review and analysis of Butler Lumber’s financial reports, I believe that it is in the best interest of Northrup National Bank to not only approve the requested $465,000 loan, but look to increase the loan amount. A review of the 5 C’s will show in more detail the decision to approve this loan:… View Article

Models for Interest Rate Risk

Interest risk is the possibility of unexpected adverse changes in interest revenues and expenses. It can be shown that interest rate changes are unpredictable almost 100%. They depend on monetary policy; supply and demand, inflation etc. These in turn depend on many other factors. So how do financial institutions manage the risk of fluctuating interest… View Article

American Chemical Corporation

Statement of the problem In October of 1979, the American Chemical Corporation (ACC) began looking for a buyer for the Collinsville, Alabama plant after successfully acquiring 91% of the shares of Universal Paper Corporation. Dixon Corporation, a specialist chemical company with customers primarily in the paper and pulp industry agreed to the possibility of purchasing… View Article

Personal Finance

Without financial knowledge, a budget and/or a financial plan in place you can have an income of 100,000 thousand dollars a year and still be living paycheck to paycheck and eventually end up in financial ruin. If a budget is not in place it is very likely to spend more money than you are making…. View Article

Boeing 777 Finance Case Study

Boeing is currently operating with the majority market share of the commercial sector of aircraft manufacturing. Frank Shrontz, our CEO, has recently stated his goal to increase the company’s return on equity from its current average of 12%. The following summary will delve into the most appealing project for the future of this firm: the… View Article

Wht Kyc Is Required

In these days of frauds ,terrorism, KYC has become the buzz word in financial sector. Before the implementation of KYC Policy, banks used to ask for an introduction from an existing customer to open a new account, even though an introducer cannot be sued or otherwise held responsible for any mishap, and it became a… View Article

The Effects of Cfo Balanced Scorecard

The responsibilities of CFO include maintaining the financial stability of the organization, ensuring both short-term and long-term obligations such as adequate capital for operations and capital investment decision, and supporting potential expansion. We are also responsible for external financial reporting such as SEC filings, and federal, state and local tax compliance. “The CFO scorecard is… View Article

The Cash Connection

The payday lending industry is a very competitive industry established in the 1990’s, designed to give citizens the option to receive a quick fix regarding financial issues, in an effort to make ends meet. The main objective for those in the payday loan industry “should be to serve customers in compliance with the rules of… View Article

DICOM VS Captiva Case Study

1. What are the key business success factors and risks for DICOM and Captiva? DICOM is a Swiss company that has sales in Europe, Asia, and the United States. They provide services ranging from structured, semi-structured, and unstructured information capture products. DICOM also sells hardware, primarily scanners, through its group sales force. DICOM has differentiated… View Article

Roles of Financial Markets and Institutions

This continuing exercise focuses on the interactions of a single manufacturing firm (Carson Company) in the financial markets. It illustrates how financial markets and institutions are integrated and facilitate the flow of funds in the business and financial environment. At the end of every chapter, this exercise provides a list of questions about Carson Company… View Article

Auto World Inc

Auto World Inc. (AWI) is a leading automotive retail and service chain. They have many operating segments comprised of two different centers 10 miles apart from each other. Pit Stop Centers (PSC) offer service labor, installed merchandise, and tires while their Auto Boyz Centers (ABC) sells automotive merchandise. AWI has a plan to close their… View Article

Apex Investment

AccessLine’s initial financing came in the form of strategic alliances. In 1989, McCaw Cellular Communication invested in AccessLine, providing a considerable amount of their intial capital. This funding secured the strategic partnership between AccessLine and McCaw Cellular. This launched further alliances between AccessLine and other phone company carriers, in which AccessLine granted them an exclusive… View Article

Internal Control

(1) If the LJB Company should decide to become a publicly traded company, a few internal controls should be implemented to comply with the Sarbanes-Oxley Act (SOX). * Management will need to provide periodic quarterly reports to evaluate the effectiveness and reliability of LJB’s internal controls over financial reporting procedures. * Management should certify the… View Article

Introduction to Export Finance

Credit and finance is the life and blood of any business whether domestic or international. It is more important in the case of export transactions due to the prevalence of novel non-price competitive techniques encountered by exporters in various nations to enlarge their share of world markets. The selling techniques are no longer confined to… View Article

Optimal Capital Structure

The optimal capital structure for a company should be the mix of equity, debt and hybrid instruments that minimizes the overall cost of funding, i.e. it should minimize the company’s weighted average cost of capital. In practice, however, it is not possible to specify this optimal capital structure exactly, for any individual company. It clearly… View Article

Categorizing Funding Requirements

Each requirement should be funded in different ways. In other words, the nature of the funding requirement dictates the preferred type of funding. For example, core funding needs as a general rule will be satisfied by equity funding and, if available, long-term debt. Short-term cyclical funding and contingency requirements usually are satisfied by shorter-term bank… View Article