Finance Essay Examples


What Are the Pros and Cons of Raising the Minimum Wage?
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Pages • 4
The topic which was selected is the minimum wage. My position is that the minimum wage should be raised. The current federal minimum wage is too low and not sustainable for a majority of the US citizens. The premises that support my position are “raising the minimum wage would increase economic activity and spur job growth, increasing the minimum wage would reduce poverty and a higher minimum wage would reduce government welfare spending.” The premise that raising the minimum wage…...
Hard to Survive in Beautiful Vancouver
Words • 988
Pages • 4
As we all know what minimum wage is, it is actually the lowest wage a company is legally allowed to pay its employees. The lowest wage permitted by law is greatly needed to make a life easier. Nowadays, everything is gone up regularly which requires a change in the minimum wage as well. Hence, international students are one of the reasons, the minimum wage should be increased because of high cost of living, higher tuition fees and labor exploitation. Accordingly,…...
Can a Family Survive on the U.S. Minimum Wage?
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Pages • 11
What does it truly cost to be able to live a comfortable life at home? There are millions of workers in the United States that make the current federal minimum wage of $7.25. It is widely discussed that this is unable to support any kind of family. Due to this, there is a movement to raise the current minimum wage up to $15 an hour. Through this, it is believed that the amount of poverty would greatly decrease, the government…...
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The Minimum Wage is Not Enough to Survive
Words • 1067
Pages • 4
The minimum wage is the minimum amount that an employer can pay their employee. In the United States, many people are greatly affected by the federal minimum wage. Poverty continues to increase in the United States. Currently, it is at seven dollars and twenty-five cents which is too low in the current world today. The minimum wage is under debate if whether it should be increased. The debate has been brought about since many people are earning the minimum wage…...
What is Pay-for-Performance Compensation?
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Pages • 6
1. Does money motivate employees? Why or why not? Most would think the answer to this would be a yes, money motivates employees. What else can be better than you being able to live comfortably and not have the stress of not being able to pay bills? It is safe to say money is the most common type of motivator that most companies have used to ensure that their employees become more productive. Even though it is presumably the most…...
Audits: Materiality, Risks, and Internal Controls
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Pages • 11
The audit process is a set of eight sections, including materiality, risks, and internal controls. Auditors determine with reasonable certainty that financial statements are free from material misstatements. The only way auditors can complete this task is by determining the level of misstatements during audit planning, starting with preliminary judgments, and ending at using materiality when evaluating the audit findings. Auditors must consider various risks associated with planning and completing an audit. Risks which could affect the completion of an…...
A Conceptual Framework on Organizational Commitment and Compensation
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Pages • 6
Abstract This research paper attempts to provide an exploration of the conceptual literature on the subject of Organizational Commitment. The relationship between human resources and organizational commitment plays a crucial role in the development of any organization. A primary objective of this research is to investigate theoretical perspectives in order to explain organizational commitment with particular reference to telecommunication sector. The paper suggests that organizations need to pay attention to the relationship that prevails in the organizational culture. Previous literature…...
Racial Equality in America
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Pages • 3
Racial equality could depend upon government action, however, racial equality begins with the individuals. Throughout history, the American Government has done numerous thing, like creating laws to get rid of minorities. The American people are the ones that started the racial equality in the United States of America. The people of America organized movements, created organizations, and went against certain laws that made racial inequality. An example of the American Government getting rid of minorities and the people standing up…...
College Athletes: What is Fair Compensation?
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Pages • 4
College athletes devote much of their time and energy to their teams, and in return typically the teams often receive most of the money, so in return, student-athletes should be paid. College Athletics brings billions and billions of dollars toward the industry that attracts many more participants each year. As the years go by universities and athletes become much more competitive, which results in better performances and more revenue generation towards both the universities and athletics. Due to the nature…...
Sustainable Finance: Looking Farther
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Pages • 2
Finance has a crucial role to play in tackling climate change. One way to do that is by committing in sustainable finance. Sustainable finance is any form of financial service which integrates environmental, social, and governance (ESG) criteria into business or investment decisions (Schoenmaker, 2017). Not only for climate change, sustainable finance also has an impact on future international business. There are three reasons why committing in sustainable finance can improve the future of international business. The first reason is…...
The Sources of Finance Available to a Business
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Pages • 5
Describe the main sources of finance available to companies. Evaluate the advantages and disadvantages of raising finance via equity or via debt. The main sources of finance available to companies are as follows: Equity Capital – Equity Capital means that the part of the organizations capital, which is raised n exchange for the share of ownership n the company. These shares are called equity shares. Equity shareholders are the risk bearers of the company due to their fluctuating earnings. They…...
Socially Responsible Finance and Investing
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Pages • 10
Definition Socially Responsible Investment (SRI) is an investment strategy that brings out a positive change by considering both financial return and social or environmental good. Socially Responsible Investment (SRI) also known as sustainable investing and responsible investing and impact investing which creates a huge impact in society through investment. One of the common reasons for socially responsible investment is to ignore investment in businesses that involved in alcohol, gambling, tobacco, fast food, pornography, weapons and etc. and finding out companies…...
Wall Street
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The "Wall Street" movie The 1987 movie Wall Street which stars Charlie Sheen as Bud Fox, the film’s lead character, offers a picture of ethical dilemmas in the corporate realm. The movie questions the dynamics of the economic world, which tends to ignore ethical considerations in favor of material profit and advancement. This movie certainly raises a flag as a reminder that there are very real surreptitious occurrences taking place on a daily basis in the corporate world, and poses…...
The stock market
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A strong indicator of whether a company has succeeded is the value of its stocks in the stock market and its financial performance which can be seen in its Income Statement. Basedon the Income Statement and historical stock prices, it can be seen that something tremendously wrong happened in the implementation of its strategy.  In July 2008 Starbucks made an announcement that it plans to close 600 of its stores in the US (John Quelch, 2008, p.1). The announcement was…...
The influences of financial crisis in Auditing
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The mission for effective auditing is the methodology of applying the procedural processes that identifies discrepancies that causes negative exposure as well as positive attributes that management can utilizes. The crisis auditing is more geared towards identifying the after-effects of a negative impact for a needed immediate response from management to issue a remedy that fixes the deficient. The important of information gathering and analyzing in the crisis mindset provides the auditing to successful account for internal departments role in…...
 Technology Transfer
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Pages • 8
Dependence of Developing Counties on the Developed Countries - Although it is seen that the Asian economy has become less dependent to the US economy, the recent global credit crunch has shown that Asian economy is not fully decoupled from the US economy. But since Asia has developed to levels never seen before in the world arena they are far more prepared to face challenges. For example, the recent initiative to increase international trade and investment to and from countries…...
Strategic audit
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Organization Mission and Vision. The company’s organizational mission and vision is not expressly stated in their website, although from their purposes and values, it can be asserted that Gap’s most basic mission is to make it easy for customers to express their personal style throughout their life. The company is, as quoted in their official website, ‘committed to serving the needs of our customers while delivering quality earnings and long-term value to our shareholders’ (Internet, 2008). Their vision is to…...
Scientific Glass, Inc
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Pages • 2
Scientific Glass, Inc.: Inventory Management What are the problems facing SG in January 2010? In January 2010, although Scientific Glass, Inc.: (SG) is emphasizing on continued sales growth and high customer satisfaction, there are some issues in inventory control. Inventory balances were seriously increasing and more capital needed for growing company’s operations. Then, company’s debt rose above its target to total capital ratio of 40% and it can be risk of SG’s capability to expand into new international markets. SG…...
Rising inflation
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Pages • 2
High inflation is the major internal obstacle that constrains economic growth of Vietnam. Inflation should be kept in check and the budget deficit must be reduced to an acceptable level. Furthermore, in the future years, it will be needed to closely follow changes in production and prices in order not to over-stimulate the economy by means of an easing of financial policies, which might stimulate inflation. 3. Human resource policy With purpose to encourage foreign direct investment in the long…...
Multinational firms
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Domestic companies Other significant reforms have been made with regard to the imports. Import tariffs have been reduced little by little, conforming to Vietnam’s WTO commitments. The tariff reduction plan forms an important step to assist the progress of the long-term planning of Vietnamese manufactures. A great number of quantitative limitations have also been removed. As a result, all domestic companies have now opportunity to import any products that are not subject to quotas. Foreign investors and private businesses are…...
MTM and its effectiveness
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Pages • 3
Besides some literature review, to evaluate the impact of MTM, it is necessary a quantitative measure that can be related consistently with policy changes. Researchers use statistical tools trying to find a correlation between income and money. However, this approach is not free of criticism, “it fails to establish convincingly either that money “caused” output or the reverse” . In the same paper is asserted that evidence that money matters is because the Federal Reserve is able to change rates…...
Market ratios
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Pages • 4
The company’s long-term capacity Solvency refers to the company’s long-term capacity to keep up it stability over the long term. Normally measured by the debt to equity ratio, with the formula of having the total debt of the company divided by its total equity, solvency should assure investors that the company will not just survive the short term but it must also have a long life to recover long term investments which takes years to produce the needed returns. The…...
Financial analysis for General Motors
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Pages • 10
Introduction: This paper seeks to make a financial analysis supplemented by research for General Motors and answer the following questions: the type of business of company General Motors, any significant recent events affecting the company's operations or financial position. Discuss the auditor's report and the role of the auditors. How many shares of common stock did the company (General Motors) have outstanding? Does the company have any preferred stock outstanding? What is the company's total paid-in capital? What was the…...
Trevor Manuel’s 2007 Budget Speech
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Trevor Manuel’s 2007 Budget Speech While delivering the 2007 Budget Speech on 21 February 2007, the elated and charismatic Trevor Manuel’s tone typified South Africa’s economy that has been performing remarkably well over the past 4 years largely due to sound fiscal and monetary policies and global influences. The increased quantity and quality of spending in the Budget is fuelled by the rationale of summarily accelerating the investment rate and pace of growth; improving the lives of marginalised South Africans;…...
Financial synergies
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Pages • 3
Ms Beaumont was particularly interested in CD because acquiring it will provide both operating and financial synergies. The operating synergies include economies of scale, and the continuation of their high growth in sales due to the additional equity gained. Economies of scale will be realised through a 5% reduction in cost of goods sold (COGS) and a 10% decrease in other expenses, through elimination of duplications. The firm’s sales will remain steady during the year of ownership change but will…...
Financial specialist
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Pages • 4
To work voluntarily as a financial specialist It was the summer of 2005 and I decided to work voluntarily as a financial specialist for a nonprofit organization. I was tasked to help manage the finances of a public hospital. However, my duties went beyond financial matters as I, together with 40 other volunteers, helped the elderly in a variety of chores such as cleaning their rooms and preparing their meals. I observed the elders suffering from dementia; up-to-date facilities and…...
Financial affairs
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Training of staff on issues related to financial abuse of the elderly persons in the United States financial institutions have been introduced. The Elderly Financial Protection Network in California has worked with the California’s Banker’s Association to develop a video for training the front line personnel and their supervisors on skills needed to capture any warning signs of a possible elder abuse fraud. Banks can also help in preventing elderly financial abuse by detecting various changes that may take place…...
Finance business
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Pages • 2
There are different perspectives on the effective response of technology-based industries, such as the mobile phone sector, towards the economic crisis. One perspective calls for cost effectiveness through the restructuring of the cost structure of cell phone companies (“Mobile phone,” 2009). The implication is to focus only on mobile phone features that consumers need and expect from new phones. This could also mean going back but repackaging the basics. Another perspective calls for innovation even in times of crisis because…...
Enterprise Finance
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Pages • 3
Most businesses are currently faced with challenges when it comes to financing their operations. There are diverse options to choose from, and each has its own advantages and disadvantages. Companies that do not have access to advice from professionals sometimes find themselves making the wrong decisions when choosing the means of finance. Such decisions are sometimes very costly and have been known to lead to bankruptcy in some companies. There are two major financing options; debt finance and equity finance.…...
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Elasticity means responsiveness to particular event or happenings in economic spheres. Elasticity generally implies the relations between a given change in the price in income or in the prices of substitutes or complimentary goods and consequent changes in demand and supply. Therefore, the elasticity can be of three types. price elasticity of demand (or supply), Income elasticity of demand, and Cross elasticity of demand. Price elasticity Price elasticity, of course, is the most important among them and we shall deal…...
Credit Card Debt
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Pages • 3
According to their survey almost 46% of the respondents said that credit card fraud is a very big problem in e-commerce while 26% believed that it was not such a main issue. There are many people who have never shopped online and have no intentions of doing so. When these people were asked they said that due to e-commerce frauds it is very unlikely that they will ever shop. Almost 55% of these respondents said that in case of any…...
Costs and benefits of dollarization
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Pages • 5
The loss of seigniorage One important cost that Mexico will realize as a result of dollarization will be the loss of seigniorage. Seigniorage is the revenue that a country realizes from issuing currency (Joint Economic Committee). The difference between the cost of putting money into circulation and the value of the goods the money will buy is called net seigniorage (Id. ). In losing the ability to print its own currency, Mexico will lose the revenue that would have occurred…...
What is an Incurred Cost?
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Pages • 2
Cost incurred during the development phase must be capitalized. This is because capitalization the cost incurred during the development phase will bring a positive outcome on a company's balance sheet which would help the company's value keep increasing by increased the value of asset. (Cam Merritt, 2018) The value of the asset will be increased when a company consider capitalizing the cost by increase significantly to the value of a current resource or enhance a part of assets that company…...
Compulsions For Cost Reduction And Responsiveness
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Pages • 4
Liberalization of the world trade environment XYZ which will compete globally generally face two types of competitive pressures: pressures for cost reductions and pressures to be locally responsive. International companies must cope with pressures for cost reductions. This is more so for industries producing commodity-type products such as tools, motors etc. for which price is the main competitive weapon. Pressures for cost reductions are also severe in industries in which the competitors are based in low-cost locations. Liberalization of the…...
Importance of Capital Budgeting
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Currently Teletech applies their corporate hurdle rate of 10. 41% to all capital projects. The first objective of this case was to determine whether this corporate hurdle rate was appropriate for capital budgeting decisions within its two segments, Telecommunications Services and Products and Systems. In order to make this determination, the Weighted Average Cost of Capital (WACC) will be calculated for each segment of the company. WACCTeletech = (Wdebt Teletech K debt) + (Wequity Teletech K equity) The WACC reflects…...
Yiwu Wholesale market
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Pages • 3
Introduction We know that at present almost all the countries are importing the products from China. When someone talks about Import-Export business only one country comes in mind, that is China, and in China it will be the name of Yiwu city. It is located in the central of Zhejiang Province. You can get all the products at wholesale rate from different markets in the city. Many people of the different countries visit these Yiwu markets and start their Import-Export…...
Workers compensation
Words • 153
Pages • 1
Workers compensation The Workers’ Compensation laws have been put in place so that the employees who are either injured or disabled in the course of their duties get monetary awards so as to eliminate any need that might arise for legal action to be taken.  Those who depend on the employees who happen to die as a result of accidents in the workplace or illnesses which lead to death are entitled to some benefits. The state workers’ compensation statutes establish…...
Wipro Limited and Zappos
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The company started in 1945 as a manufacturer of vegetable and refined oils under Mohamed Premji. It started venturing in IT domain in 1970-1980, and in 1982 the company entered in IT Products business. In 1990s it leveraged hardware R&D Design and software evelopment expertise and began offering global clients software services. It was named to Wipro Limited from Wipro Products Limited. It also continued in consumer product domain during the same period. Wipro went through organization structural changes time…...
William Rosenberg
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Rosenberg was born in Boston, Massachusetts one of four children of Nathan Rosenberg, a grocery owner, and Phoebe Rosenberg née Swart, Jewish immigrants from Eastern Europe. Rosenberg grew up in Boston's working-class Dorchester section and was educated in public schools. Due to financial problems, he was forced to leave school by eighth grade to help support his family, who had lost their store in the Great Depression. After several different jobs, at age fourteen, he went to work for Western Union as a full-time telegram delivery boy. At seventeen, he…...
When minimum wage is higher then the equilibrium wage
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Pages • 8
Part AUsing demand and supply sides, examine the statements in favor and against the minimal pay in UK.Minimal payThe national minimal pay rate is a minimal hourly rate for any sort of labor lawfully paid to worker by the employer. It was introduced after the election of the labour authorities in 1997 and came into force in 1999, Adult was paid hourly rate of & A ; lb ; 3.60 and a rate for those aged 18-21 was & A…...
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FAQ about Finance

What Are the Pros and Cons of Raising the Minimum Wage?

...After playing the believing game, my thinking about the topic has changed. Although it is good to increase the minimum wage, it is also advisable to check the cons associated with increasing the minimum wage and weigh the cons versus the pros in orde...

What is Pay-for-Performance Compensation?

...Pay-for-performance has become more utilized as a means to increase productivity and decrease the costs in the public sector. In a government sector, you will find that pay is often based on grades and seniority where the civilian pay had been gradua...

College Athletes: What is Fair Compensation?

...However, once the season started up, he couldn’t work that job anymore. We were on the road all the time, even gone for two straight weeks at one point. The teachers let us do our work from the road, but the job wasn’t going to pay you just becau...

What is an Incurred Cost?

...Therefore, when the company's value increased by increase the value of asset, it can attract many investors invest to their company. This is because the company show that they had the potential to bring company to archive the next accomplishment by i...

When minimum wage is higher then the equilibrium wage

...Trend extrapolation and Consensus methods have different signifiers of calculating with their ain advantages and disadvantages based on the historical informations stored by different organic structures. It does non give accurate consequence but to t...
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