Finance Essay Examples

Essays on Finance

International Trade in Microeconomics
Words • 2052
Pages • 9
What is international trade? International trade is “The practice, in a market economy, in which individuals provide goods and services to others and receive goods and services in return.” (Microeconomics textbook G-8). One controversial topic that is relevant today dealing with international trade is Trump hitting China with tariffs. Trump has tried to negotiate with China to make trades “fair” for the U.S. when China didn’t agree with changing the trade policy, Trump decided to start a trade war with…...
International TradeMicroeconomics
Trade War Between China and the United States
Words • 824
Pages • 4
When it comes to recent major events that have been occurring over the past year that can relate to macroeconomics, the biggest one that comes to mind is the trade war between China and the United States.The trade war is a perfect example of how trade policy affects the economies of both China and the U.S. on a macro scale which has had immediate negative effects on both countries. In an article for Foreign Affairs magazine, Matthew P. Goodman and…...
EconomicsTrade
Why Raising the Federal Minimum Wage is Beneficial
Words • 1220
Pages • 5
Having to work a minimum wage paying job drastically affects an individual’s economic status and morale, however, this issue is often overlooked. Today, in the United States, wages in comparison to the cost of living are not realistic. The cost of living is increasing while work wages are staying the same. The cost of housing, goods, gas, and even college tuition is on the rise, yet the government rarely addresses this issue. Although the United States is considered the world’s…...
Income Inequality In AmericaMinimum WageMinimum Wage Increase
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The Pros and Cons of Raising the Minimum Wage
Words • 1122
Pages • 5
Should the minimum wage be increased? Increasing the minimum wage would mean less reliance on government welfare spending. It can also decrease the gap in income inequality, and improve the public’s health as a whole. Increasing the minimum wage has and will always be a very controversial topic that has many positive and many negative aspects to it, but raising the minimum wage just may be the best decision for our economy. We should raise the minimum wage because it…...
Economic InequalityMinimum WageMinimum Wage Increase
Inequality Throughout the History of the United States
Words • 1573
Pages • 7
When one looks at history, they tend to see a world full of people, places, and attitudes, completely different and separate from the ones they currently experience. They see a place full of closed-minded, insensitive, naive individuals and nations, all caught up in the current that was their inevitable landing in their place in history. This separation, though understandable, blinds people to the fact that they share a lot with the people and civilizations that came before them; which, in…...
Emancipation ProclamationIncome Inequality In AmericaRacism In America
The History of Social Injustice in America
Words • 2979
Pages • 12
“American inequality didn’t just happen. It was created.” -Joseph Stiglitz In this essay, I will examine the historical injustices that has caused a division in this country today by examining everything from slavery to being instutionalized, justified brutality and murder, generational economic inequality and disproportionate laws for minorities and racial relations that have shaped the United States. Furthermore, we can equivocally conclude that race is key in various social issue. Racism is repetitive a regenerative action that has been re-developed…...
Income Inequality In AmericaSocial InequalitySocial Injustice
Policies Addressing Social Inequalities
Words • 1474
Pages • 6
Introduction Inequality is a serious issue often overlooked but has been on the rise globally for years. Due to the issue of social inequality countries around the world have created initiatives and programs aimed at reducing the number of people living in extreme poverty. Yet and still economic gaps continue to grow as the rich get richer and the poor get poorer. Among industrial nations, the United States is considered top heavy with greater shares of wealth and income constantly…...
Equality And InequalityIncome Inequality In AmericaSocial Inequality
Organ Trafficking and The Black Market
Words • 1598
Pages • 7
Living in a world with modern medicine and technology there is no doubt that organ transplants can save one’s life. Now, this is where the major issue comes into play, although giving everyone perfectly adequate organs seems to be a quick fix there are simply not enough organs available to meet the existing need. It is illegal to sell or purchase human organs anywhere around the world but since there is such a demand it has resulted in the creation…...
Human TraffickingOrgan TransplantTrade
How to Get a Stress Free Financial Life
Words • 736
Pages • 3
In our 21st century world, it’s not astonishing to have a debt. We are constantly submerged in EMIs, credit card and bank loans. Taking loans is not a sin but your approach towards paying off the debts really matter. Because let’s admit, debts haunt us forever. Life is full of stress. Why increase another pressure! In this article we will provide you some pro tips to change your approach to debts so that you can lead a debt free happy…...
FinanceFinancial StatementFreedom
Become Financially Free, See a Path to Fulfillment
Words • 1337
Pages • 6
Each one carries with it the will to acquire different projects, each one sees different perspectives for his future, but to tell the truth, no matter what determines them, the latter can be made possible only through the money and even more of a financial freedom. When we sometimes have to glimpse another scheme than that of the classic metro-work-sleep, we finally forget that it is quite possible to become financially free ... Return on an adventure that you should…...
FinanceFree EssaysFreedom
Concept of Free Trade Agreement
Words • 379
Pages • 2
The concept of Free Trade Agreement (FTA) is used widely to bound two or more countries together thus, promoting trade while removing trade barriers between the member countries. As such, it helps open and create a competitive international marketplace. Considerably, Canada is one of the countries in the US that has signed quite a significant number of FTAs since 1994 (Free Trade Agreement (FTA), 2017). Notably, the Free Trade Agreement, like any other agency, has a body that is concerned…...
Free Trade
Ireland’s Recovery and Aftermath
Words • 841
Pages • 4
The small county of Ireland has always had some ups and downs, but one of the greatest downturns, was during a very impacting period, were there was an economy downturn during the years 2008-2012, and after discussing the causes for that now we will discuss what the government of Ireland did to fix the situation, and if there method was effective or not. Ireland has had a long reputation as one of the poorest places in Europe. But in the…...
Homelessness In IrelandIrelandThe Financial Crisis
The Irish Financial Crises: Lesson From Weakness to Building Resilience
Words • 2967
Pages • 12
Deputy Governor of Central bank of Ireland, Sharon Donnery on her speech to Dublin Economics workshop dated 14th September 2018 addressed, what lesson Ireland learned after the financial crisis of 2008 where she mentioned that the reason behind the crisis was “A large number of simultaneous institutional and judgemental failures”. There are many reports presented after the financial crisis addressing the source of the crisis. Honohan and Walsh (2010) have mentioned that the reason behind the crisis was reduced interest…...
EconomicsHomelessness In IrelandThe Financial Crisis
The Problem With Fair Trade Coffee
Words • 1434
Pages • 6
Labour exploitation within the coffee industry as well as cocoa has been going on hidden for many years. We as citizens will spend a couple of dollars on coffee when coffee growers receive as little as a couple of cents which will not be enough to support them or their families the industry relies on cheap labour and farmers are not paid a decent wage for their products. Coffee being the second most traded commodity worldwide after oil, 25 million…...
CoffeeFair TradeTrade And Commerce
What Are the Pros and Cons of Raising the Minimum Wage?
Words • 920
Pages • 4
The topic which was selected is the minimum wage. My position is that the minimum wage should be raised. The current federal minimum wage is too low and not sustainable for a majority of the US citizens. The premises that support my position are “raising the minimum wage would increase economic activity and spur job growth, increasing the minimum wage would reduce poverty and a higher minimum wage would reduce government welfare spending.” The premise that raising the minimum wage…...
EmploymentMinimum WagePoverty
Hard to Survive in Beautiful Vancouver
Words • 988
Pages • 4
As we all know what minimum wage is, it is actually the lowest wage a company is legally allowed to pay its employees. The lowest wage permitted by law is greatly needed to make a life easier. Nowadays, everything is gone up regularly which requires a change in the minimum wage as well. Hence, international students are one of the reasons, the minimum wage should be increased because of high cost of living, higher tuition fees and labor exploitation. Accordingly,…...
EconomyEmploymentMinimum WageMinimum Wage IncreasePoverty In CanadaRaising Minimum Wage
Can a Family Survive on the U.S. Minimum Wage?
Words • 2823
Pages • 12
What does it truly cost to be able to live a comfortable life at home? There are millions of workers in the United States that make the current federal minimum wage of $7.25. It is widely discussed that this is unable to support any kind of family. Due to this, there is a movement to raise the current minimum wage up to $15 an hour. Through this, it is believed that the amount of poverty would greatly decrease, the government…...
EmploymentFamilyMinimum WageTaxUnemployment
The Minimum Wage is Not Enough to Survive
Words • 1067
Pages • 5
The minimum wage is the minimum amount that an employer can pay their employee. In the United States, many people are greatly affected by the federal minimum wage. Poverty continues to increase in the United States. Currently, it is at seven dollars and twenty-five cents which is too low in the current world today. The minimum wage is under debate if whether it should be increased. The debate has been brought about since many people are earning the minimum wage…...
EmploymentMinimum WagePoverty
What is Pay-for-Performance Compensation?
Words • 1612
Pages • 7
1. Does money motivate employees? Why or why not? Most would think the answer to this would be a yes, money motivates employees. What else can be better than you being able to live comfortably and not have the stress of not being able to pay bills? It is safe to say money is the most common type of motivator that most companies have used to ensure that their employees become more productive. Even though it is presumably the most…...
Compensation
Audits: Materiality, Risks, and Internal Controls
Words • 2798
Pages • 12
The audit process is a set of eight sections, including materiality, risks, and internal controls. Auditors determine with reasonable certainty that financial statements are free from material misstatements. The only way auditors can complete this task is by determining the level of misstatements during audit planning, starting with preliminary judgments, and ending at using materiality when evaluating the audit findings. Auditors must consider various risks associated with planning and completing an audit. Risks which could affect the completion of an…...
ControlInternal ControlRisk
A Conceptual Framework on Organizational Commitment and Compensation
Words • 1439
Pages • 6
Abstract This research paper attempts to provide an exploration of the conceptual literature on the subject of Organizational Commitment. The relationship between human resources and organizational commitment plays a crucial role in the development of any organization. A primary objective of this research is to investigate theoretical perspectives in order to explain organizational commitment with particular reference to telecommunication sector. The paper suggests that organizations need to pay attention to the relationship that prevails in the organizational culture. Previous literature…...
CommitmentCompensationOrganizational Structure
Racial Equality in America
Words • 657
Pages • 3
Racial equality could depend upon government action, however, racial equality begins with the individuals. Throughout history, the American Government has done numerous thing, like creating laws to get rid of minorities. The American people are the ones that started the racial equality in the United States of America. The people of America organized movements, created organizations, and went against certain laws that made racial inequality. An example of the American Government getting rid of minorities and the people standing up…...
EqualityIncome Inequality In AmericaRacism In America
College Athletes: What is Fair Compensation?
Words • 893
Pages • 4
College athletes devote much of their time and energy to their teams, and in return typically the teams often receive most of the money, so in return, student-athletes should be paid. College Athletics brings billions and billions of dollars toward the industry that attracts many more participants each year. As the years go by universities and athletes become much more competitive, which results in better performances and more revenue generation towards both the universities and athletics. Due to the nature…...
CompensationPaying College Athletes
Sustainable Finance: Looking Farther
Words • 337
Pages • 2
Finance has a crucial role to play in tackling climate change. One way to do that is by committing in sustainable finance. Sustainable finance is any form of financial service which integrates environmental, social, and governance (ESG) criteria into business or investment decisions (Schoenmaker, 2017). Not only for climate change, sustainable finance also has an impact on future international business. There are three reasons why committing in sustainable finance can improve the future of international business. The first reason is…...
Finance
The Sources of Finance Available to a Business
Words • 1159
Pages • 5
Describe the main sources of finance available to companies. Evaluate the advantages and disadvantages of raising finance via equity or via debt. The main sources of finance available to companies are as follows: Equity Capital – Equity Capital means that the part of the organizations capital, which is raised n exchange for the share of ownership n the company. These shares are called equity shares. Equity shareholders are the risk bearers of the company due to their fluctuating earnings. They…...
BusinessFinance
Socially Responsible Finance and Investing
Words • 2677
Pages • 11
Definition Socially Responsible Investment (SRI) is an investment strategy that brings out a positive change by considering both financial return and social or environmental good. Socially Responsible Investment (SRI) also known as sustainable investing and responsible investing and impact investing which creates a huge impact in society through investment. One of the common reasons for socially responsible investment is to ignore investment in businesses that involved in alcohol, gambling, tobacco, fast food, pornography, weapons and etc. and finding out companies…...
Finance
Wall Street
Words • 734
Pages • 3
The "Wall Street" movie The 1987 movie Wall Street which stars Charlie Sheen as Bud Fox, the film’s lead character, offers a picture of ethical dilemmas in the corporate realm. The movie questions the dynamics of the economic world, which tends to ignore ethical considerations in favor of material profit and advancement. This movie certainly raises a flag as a reminder that there are very real surreptitious occurrences taking place on a daily basis in the corporate world, and poses…...
Wall Street
The stock market
Words • 647
Pages • 3
A strong indicator of whether a company has succeeded is the value of its stocks in the stock market and its financial performance which can be seen in its Income Statement. Basedon the Income Statement and historical stock prices, it can be seen that something tremendously wrong happened in the implementation of its strategy.  In July 2008 Starbucks made an announcement that it plans to close 600 of its stores in the US (John Quelch, 2008, p.1). The announcement was…...
Stock Market
The influences of financial crisis in Auditing
Words • 330
Pages • 2
The mission for effective auditing is the methodology of applying the procedural processes that identifies discrepancies that causes negative exposure as well as positive attributes that management can utilizes. The crisis auditing is more geared towards identifying the after-effects of a negative impact for a needed immediate response from management to issue a remedy that fixes the deficient. The important of information gathering and analyzing in the crisis mindset provides the auditing to successful account for internal departments role in…...
AuditingInfluenceThe Financial Crisis
 Technology Transfer
Words • 1981
Pages • 8
Dependence of Developing Counties on the Developed Countries - Although it is seen that the Asian economy has become less dependent to the US economy, the recent global credit crunch has shown that Asian economy is not fully decoupled from the US economy. But since Asia has developed to levels never seen before in the world arena they are far more prepared to face challenges. For example, the recent initiative to increase international trade and investment to and from countries…...
Credit CrunchTechnology
Strategic audit
Words • 422
Pages • 2
Organization Mission and Vision. The company’s organizational mission and vision is not expressly stated in their website, although from their purposes and values, it can be asserted that Gap’s most basic mission is to make it easy for customers to express their personal style throughout their life. The company is, as quoted in their official website, ‘committed to serving the needs of our customers while delivering quality earnings and long-term value to our shareholders’ (Internet, 2008). Their vision is to…...
Audit
Scientific Glass, Inc
Words • 525
Pages • 3
Scientific Glass, Inc.: Inventory Management What are the problems facing SG in January 2010? In January 2010, although Scientific Glass, Inc.: (SG) is emphasizing on continued sales growth and high customer satisfaction, there are some issues in inventory control. Inventory balances were seriously increasing and more capital needed for growing company’s operations. Then, company’s debt rose above its target to total capital ratio of 40% and it can be risk of SG’s capability to expand into new international markets. SG…...
BusinessBusiness ManagementEconomyFinanceInventoryOutsourcing
Rising inflation
Words • 495
Pages • 2
High inflation is the major internal obstacle that constrains economic growth of Vietnam. Inflation should be kept in check and the budget deficit must be reduced to an acceptable level. Furthermore, in the future years, it will be needed to closely follow changes in production and prices in order not to over-stimulate the economy by means of an easing of financial policies, which might stimulate inflation. 3. Human resource policy With purpose to encourage foreign direct investment in the long…...
InflationInflation In Simple Words
Multinational firms
Words • 481
Pages • 2
Domestic companies Other significant reforms have been made with regard to the imports. Import tariffs have been reduced little by little, conforming to Vietnam’s WTO commitments. The tariff reduction plan forms an important step to assist the progress of the long-term planning of Vietnamese manufactures. A great number of quantitative limitations have also been removed. As a result, all domestic companies have now opportunity to import any products that are not subject to quotas. Foreign investors and private businesses are…...
EconomicsFinanceManufacturingMarketing
MTM and its effectiveness
Words • 624
Pages • 3
Besides some literature review, to evaluate the impact of MTM, it is necessary a quantitative measure that can be related consistently with policy changes. Researchers use statistical tools trying to find a correlation between income and money. However, this approach is not free of criticism, “it fails to establish convincingly either that money “caused” output or the reverse” . In the same paper is asserted that evidence that money matters is because the Federal Reserve is able to change rates…...
EconomicsFinanceMoney Management
Market ratios
Words • 873
Pages • 4
The company’s long-term capacity Solvency refers to the company’s long-term capacity to keep up it stability over the long term. Normally measured by the debt to equity ratio, with the formula of having the total debt of the company divided by its total equity, solvency should assure investors that the company will not just survive the short term but it must also have a long life to recover long term investments which takes years to produce the needed returns. The…...
EconomicsFinanceMarketing
Financial analysis for General Motors
Words • 2604
Pages • 11
Introduction: This paper seeks to make a financial analysis supplemented by research for General Motors and answer the following questions: the type of business of company General Motors, any significant recent events affecting the company's operations or financial position. Discuss the auditor's report and the role of the auditors. How many shares of common stock did the company (General Motors) have outstanding? Does the company have any preferred stock outstanding? What is the company's total paid-in capital? What was the…...
Financial Analysis
Functions of the bank of England
Words • 2549
Pages • 11
The central banks of a country’s economy act a monetary and financial pillar. A stabile monetary and financial policy is essential for the economic progress. Central Banks are also vested with certain supervisory so that banks and various other financial institutions do not behave irresponsibility. The functions of central banks widely vary form one country to another. Some of the important functions of the central bank of a country are as follows: • Issuance of bank notes Managing the country’s…...
BankTrade
Trevor Manuel’s 2007 Budget Speech
Words • 496
Pages • 2
Trevor Manuel’s 2007 Budget Speech While delivering the 2007 Budget Speech on 21 February 2007, the elated and charismatic Trevor Manuel’s tone typified South Africa’s economy that has been performing remarkably well over the past 4 years largely due to sound fiscal and monetary policies and global influences. The increased quantity and quality of spending in the Budget is fuelled by the rationale of summarily accelerating the investment rate and pace of growth; improving the lives of marginalised South Africans;…...
BusinessEconomicsFinance
Financial synergies
Words • 567
Pages • 3
Ms Beaumont was particularly interested in CD because acquiring it will provide both operating and financial synergies. The operating synergies include economies of scale, and the continuation of their high growth in sales due to the additional equity gained. Economies of scale will be realised through a 5% reduction in cost of goods sold (COGS) and a 10% decrease in other expenses, through elimination of duplications. The firm’s sales will remain steady during the year of ownership change but will…...
EconomicsFinance
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FAQ about Finance

Why Raising the Federal Minimum Wage is Beneficial
...Most importantly there should be a minimum wage increase because the majority of the American people are for it. According to a 2015 poll done by the Hart Research Associates, 75% of Americans are in support of a federal minimum wage rate increase an...
How to Get a Stress Free Financial Life
...While this is indeed a great psychological strategy from the shop owners’ side, you should stay cautious of it. Though apparently it seems to be very cheap expenditure every time you drop by the shop, but just add the total amount you spend on thes...
What Are the Pros and Cons of Raising the Minimum Wage?
...After playing the believing game, my thinking about the topic has changed. Although it is good to increase the minimum wage, it is also advisable to check the cons associated with increasing the minimum wage and weigh the cons versus the pros in orde...
What is Pay-for-Performance Compensation?
...Pay-for-performance has become more utilized as a means to increase productivity and decrease the costs in the public sector. In a government sector, you will find that pay is often based on grades and seniority where the civilian pay had been gradua...
College Athletes: What is Fair Compensation?
...However, once the season started up, he couldn’t work that job anymore. We were on the road all the time, even gone for two straight weeks at one point. The teachers let us do our work from the road, but the job wasn’t going to pay you just becau...
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