Banking Essay Topics

Internet Banking

Therefore, since U. K. consumers have used to browsing and shopping online, there are factors that U. K. mobile carriers should pay attention. The factors are to find and collaborate with mobile commerce providers so that they can boost the M-Commerce traffic and thus, revenue. The potential of conducting mobile commerce in the U. K…. View Article

English Banking Law

INTRODUCTION: There are three types of cheque frauds exists in UK viz. forged, counterfeit and fraudulently altered cheque fraud. In 2005, the cheque fraud in U.K was estimated about £ 40.3 million – a 13% decrease from the 2004 total of £ 46.2 million. The earlier year figures also revealed a steady increase totaling £… View Article

Adoption of Islamic Banking

The intention of the study is to identify the benefits which could be drawn in Adoption of Islamic banking by conventional banks and to determine the challenges they are going to face in the adoption. The 60 respondents from various conventional, non-Muslim banks have been chosen through simple random sampling. The result of the survey… View Article

Peoples Com

It is a people’s bank website which offers its banking services. Now the bank has recently introduced its insurance services. The advertisement of insurance service is splendidly going through its website. From its founding in 1842 till today, People’s Bank has truly been a bank for the people. This bank is broadly known for its… View Article

Traditional Banking

The article “The decline of traditional banking: implications for financial stability and regulatory policy” by Franklin R. Edwards and Frederic S. Mishkin presents a very detailed and well researched exploration of the current movement of banks away from traditional banking. The authors describe their objectives as including an examination of the reasons behind the decline… View Article

Uses of Internet in Banking

Online banking is a technological advancement that has brought about such a change. The banking industry has adopted virtual banking to improve business process, infrastructure, and customer relationships. These changes have had a major impact on the banking business, but more transparently on the customers of online banking. The matrix measures for the improvements added… View Article

The Evolution of the Banking Industry

At independence, there were only two foreign banks, Barclays and Standard Chartered Banks that were dominant players in the country. Naturally, their operations were structured to support the colonial economy. Research indicates that the Bank of Gold Coast was later split into Ghana Commercial Bank and Bank of Ghana in 1957. In contrast to the… View Article

Indian Financial Market Challenges

The financial services sector is emerging from the worst financial crisis for 80 years. Tighter regulation, an overhang of debt in the west and the immense growth in the power of banks in emerging economies will transform the landscape of banking. The global financial system suffered a profound and traumatic shock in September 2008 when… View Article

Recent Trends in Indain Banking Sector

The economy can be divided in the entire spectrum of economic activity into the real and monetary sectors. The real sector is where production takes place while the monetary sector supports this production and in a way is the means to the end. We know and we accept the financial system is critical to the… View Article

Assessment of the Investment Procedures of Metrobank

I. Metrobank A. History Metropolitan Bank and Trust Company (Metrobank) was established by a group of businessmen on September 5, 1962 at the Wellington Building in Binondo, Manila. In August 1963, the bank’s first branch was established in Divisoria. Four years later, Metrobank opened its Davao branch, the bank’s first provincial branch. At the onset… View Article

Problems Identified By The Narasimham Committee

1. Directed Investment Programme : The committee objected to the system of maintaining high liquid assets by commercial banks in the form of cash, gold and unencumbered government securities. It is also known as the statutory liquidity Ratio (SLR). In those days, in India, the SLR was as high as 38.5 percent. According to the… View Article

Banking Regulation

Financial regulation relates to laws and rules that govern what financial institutions such as banks, brokers and investment companies can do. These may be set though legislation or be stipulated by the relevant regulatory agency, for instance the FSA in the UK . Regulation is needed to ensure consumer’s confidence in the financial sector …. View Article

Activities of Investment Banking

The Investment bank is the financial institution which assists the governments, corporations and the individuals in raising the capital by acting or underwriting as the agent of the client in issuance of securities. The investment bank can also help the companies which are involved in acquisitions and mergers, and offer ancillary services like the trading… View Article

Banking – Regulatory changes

Regulators, in their continuous efforts to follow best banking practices to combat money laundering and terrorist financing to prevent the possible use of the banking sector for money laundering, terrorist financing, transfer of illegal/ill-gotten monies and other white collar crime, has come up with specific guidelines, for the financial institutions. In line with the international… View Article

Performance Evaluation of Banking Industry in Bangladesh

Banking is an essential industry that affects the welfare of all other industry and the economy as a whole. In fact, growth and development of a country significantly depend on the level of growth and development attempted by the banking sector. There is a consensus regarding the positive role played by the financial sector in… View Article

Pros and Cons of Mobile Banking

Many major commercial banks are now offering consumers the choice to make deposits, send money, and perform other routine tasks using a mobile app. Bank customers can now use a smartphone or tablet for basic transactions like check deposits and bill payments, making it easier to keep an eye on finances without a trip to… View Article

Electronic banking

Electronic banking is sometimes defined as the provision of retail and small value banking products and services through electronic channels. It is also often used to describe processes in which customers can perform banking transactions without visiting a brick and mortar institution. Other innovations have taken place such as phone and internet banking which again… View Article

Customer Relationship Management in Bahrain Investment Banking Arena

The banking industry has undergone widespread changes within the operating environment and this involves globalization of markets and technological improvements. These two factors have influenced and encouraged innovative practices within the banking industry that has served to enhance its operational efficiency. The introduction of ATMs and e-banking facilities are some of the major milestones in… View Article

Impact of Foreign Banks on Banking in Emerging Economies

Increased technology and innovation International banking in emerging–market have some advantages from the technology and innovation. The advanced technology and innovation system could even surpass the conventional technology and innovation. For example, they could improve productivity, increase in market and increase the competition and so on . Innovations in customer experience and superior customer service… View Article

Investment Banking

1. Why were proponents of deregulation so successful in the late 1990s? How much can we blame deregulation for the meltdown in the investment banking industry, and how could the government have foreseen and/or stopped the domino effect before the crisis of 2008?s The gov could have decided to not back up what they were… View Article

Separation of Commercial Banks and Investment Banks

One of the key concerns growing out of the debate on whether to separate or merge retail banking and wholesale/investment banking activities has been the stability of a nation’s banking system. The experience of the US banking system has suggested that merge of commercial and investment banks is a better approach to achieving stability. After… View Article

Porter 5 Forces Analysis

Porter’s 5 Forces Analysis of the Retail Banking Industry in Australia Retail banking can be defined as an industry where financial institutions offer mass market banking in which individual customers use local branches of larger commercial banks. Services offered include savings and checking accounts, mortgages, personal loans, debit/credit cards. Retail banking aims to be the… View Article

Hi: Strategic Management

1. Company background and purpose a. General background of the company The HSBC Group is regarded as one of the largest financial and banking corporation in the global market. The Group has around 10,000 offices in 83 nations and territories in Asia-Pacific Refion, Europe, United States of America, the Middle East and Africa and the… View Article

Information and computer technology on banking

For over a decade, the rapid advancement in information and communication technology has significantly affected the banking industry. The banking sector has embraced the use of technology to serve its client’s faster and also to do more with less. Emerging technologies have changed the banking industry from paper and branch based banks to “digitized and… View Article

External environment for banking industry

Standard Chartered is the world’s leading emerging markets bank headquartered in London. Standard Chartered employs 30,000 people in over 500 locations in more than 50 countries in the Asia Pacific Region, South Asia, the Middle East, Africa, the United Kingdom and the Americas. It is one of the world’s most international banks, with a management… View Article

The Great Depression: Causes

When Herbert Hoover was inaugurated as the thirty-first President of the United States early in 1929, the nation was enjoying unprecedented prosperity. But by the end of the year, the stock market had crashed and the country was headed for the Great Depression. President Hoover tried to fight the Great Depression, but as he neared… View Article

The Primary Purpose Of Financial Markets

Borrowers and lenders of funds use financial markets for buying necessary goods or for saving. Borrowers (or deficit units) require funds and this is provided by lenders (or surplus units). Generally deficit units will require large amounts of funding for buying goods such as cars or houses, however most surplus units will not have enough… View Article

Cord Blood And Tissue

1. Would you consider banking your baby’s cord blood and tissues? Explain your decision. Yes I would consider banking my baby’s cord blood and tissues. It is said that Cord blood has been used to treat many life-threatening diseases including leukemia, other cancers, blood disorders, metabolic disorders, and immune diseases (CBR Systems, 1995-2014). I think… View Article

Blood Donation

Abstract Blood donation is dependent on the goodwill of people, to voluntarily donate blood, without financial reward. There is a continuous need for new blood donors, because the demand for donor blood is increasing, whereas the supply of blood is declining. Only 3% of the eligible population members actually donate blood. This leaves an enormous… View Article

Commerce Bank Case

Executive Summary Commerce Bank has been a pioneer in the banking industry by returning to customer service. This has driven customers to the bank, but in order to stay ahead on the curve they want to move away from the model that has worked for them. An analysis was performed regarding whether their new concept… View Article