Loan - Free Essay Examples and Topic Ideas

A loan is a financial agreement between a lender and a borrower, where the borrower receives a sum of money that they are required to repay over a predetermined period of time, typically with interest. Loans can be secured, meaning they require collateral such as a home or car, or unsecured, meaning they do not require collateral. Loans can be used for a variety of purposes, including purchasing a home, financing a business, or consolidating debt. The terms and conditions of a loan, including the interest rate, repayment schedule, and fees, can vary depending on the lender, borrower’s creditworthiness, and type of loan.

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