Bank Essay Topics

Final Report on Fsib

Introduction Bank is a government-licensed financial institution whose primary activity is to lend money. Many other financial activities were allowed over time. For example banks are important players in financial markets and offer financial services such as investment funds. In some countries such as Germany, banks have historically owned major stakes in industrial corporations while… View Article

Report on NatWest Bank’s Creativity and Innovation

NatWest Bank is a member of the Royal Bank of Scotland Group (RBS Group). In 1968 National Provincial Bank (est.1833) and Westminster Bank (est.1836), fused as National Westminster Bank. Jointly, these banks could outline their history back down the centuries through a ancestry of influential constituents, since the 1650’s. The declaration totally astonished the public,… View Article

The Great Catastrophe of Barings

Introduction In 1995, Barings Bank, the first merchant bank in the world met its downfall due to the Singapore International Monetary Exchange or SIMEX’s act of a rogue trader. The reason behind the collapse of the Barings Bank lies under the failure of COSO (Committee on Sponsoring Organizations) Internal Control – Integrated Framework application in… View Article

The World Bank: Current Issues

One of the approaches through which the wealthy get wealthier and the poor are made poorer is by means of amplified globalization. Globalization has been delineated as the shrinking of time and gap, but further thorough justifications tell apart between interdependence of economies and fabrication in different state; acuity of living and functioning in a… View Article

BDO Cash Management

BDO Cash Management Solutions provide a diverse range of financial solutions that can be customized to meet even your most demanding and complex financial needs. With BDO, you have cash management solutions you never thought possible. The BDO services at your disposal: Payables Solutions Integrated Disbursement Solutions – Provides greater efficiency by consolidating all payment… View Article

Swot Analysis for Keystone Bank

Keystone has a few strengths looking at its present financial condition financial statements. However, the bank is willing and able to pay higher competitive rates compared to other banks in the area. This is likely to send a strong signal to potential customers who may wish to take advantage of the rates by increasing their… View Article

Adoption of Information and Communication Technology

Abstract Nigerian banking industry has become highly ICT-based and is reaping the benefits of technological revolution as evidenced by its application in most of its operations. The objective of this paper was to determine if the Nigerian banks have failed or succeeded in the adoption and use of ICT (see table 2.1). An evaluation of… View Article

Types of Services Offred by Bank

(The Economic Times (India) Via Thomson Dialog NewsEdge)Banks offer the following services to account holders at their specified branches – multi-city / Payable at Par (PAP) cheque facility, anywhere banking facility, trade services, phone banking facility, internet banking facility, credit card, debit/ATM card, mobile banking and Real Time Gross Settlement. Foreign banks are expanding the… View Article

Barclays: Matt Barrett’s Journey – Winning Hearts and Minds

The fact that Barclays is one of the four most dominant retail and commercial banks in the U.K. says a lot about its reputation. This company has faced many challenges between the time periods of 1980-2000. Matt Barrett has several great ideas to turn this company around, and the factors that should be considered are… View Article

Service Quality of Bank

Good and Bad banking service that I’ve ever experienced before… It was really great to have banking service especially internet banking. It has a lot of advantage for me, for instance helping me out to pay my tuition fee, pay my bill, and buy a prepaid reload. Transfer money also getting easy as my parents… View Article

Challenges of Money Market Mkt in India

The India money market is a monetary system that involves the lending and borrowing of short-term funds. India money market has seen exponential growth just after the globalization initiative in 1991. It has been observed that financial institutions do employ money market instruments for financing short-term monetary requirements of various sectors such as agriculture, finance… View Article

Literature Review of Bank Efficiency

Measuring the efficiency and productivity of banking firms has been playing a predominant role in helping managers or regulators to achieve a better understanding of the success or failure of policy strategies and make better decisions. Furthermore, the evaluation results of efficiency are also of major importance to stock owners, depositors and investors. The influence… View Article

First Internet Reliable Bank Discussion Questions

1. Even though the complete survey is not included in the case, summarize how the closed-ended and open-ended questions provided valuable customer insight for FIR. The valuable customer insight for FIR is – Convenience: Online banking is very convenient since it is web based, customers can access it anytime. Based on the surveys the respondents… View Article

Important Committees and Their Heads

1. U.C. Banerjee Commission :- Enquiry into Godhra carnage (railways) 2. Sarkaria Commission : Centre-State relations 3. Srikrishna Commission : 1992 Bombay riots 4. Thakkar Commission : Indira Gandhi assassination case 5. Malhotra Committee : Insurance Reforms 6. Ajay Vikram Singh Committee : Faster promotions in army 7. Rajinder Sachar Committee {1} : Companies and… View Article

Why Banks Exist

Why do banks and other financial intermediaries exist in modern society,according to the theory of finance? There are multiple approaches to answering this question. The traditional view of banks as financial intermediaries sees them as simultaneously fulfilling the financial-service needs of savers (surplusspending units) and borrowers (deficit-spending units), providing both a supply of credit and… View Article

Barclays Bank

Barclays is a major global financial services provider engaged in retail banking, credit cards, corporate banking, investment banking, wealth management and investment management services with an extensive international presence in Europe, the Americas, Africa and Asia. With over 300 years of history and expertise in banking, Barclays operates in over 50 countries and employs nearly… View Article

Deposit Mobilization

INTRODUCTION 1.1 Study Background For the development of any country, the financial sector of that country is responsible and must be strong. The financial sector is vast field, which comprises of banks, cooperatives, insurance companies, financial companies, stock exchange, foreign exchange markets, mutual funds etc. These institutions collect idle and scattered money from the general… View Article

Diary Of Internship

My first day at work, on practice, to be more accurate, was mainly about getting familiar with the staff I will be working with. When I first got contacted from the UniCredit bank, I was told to go to business office of this bank that was located in street Zelenih beretki 24, and to talk… View Article

Economics Sba

Title: An analysis into the involvement of adults in the financial sector. Purpose of Investigation The purposes of this research are: 1. To identify the association of adults with the formal sector of Tobago. 2. To determine the involvement of adults in the informal sector of Tobago. 3. To determine the factors affecting the involvement… View Article

How Fed Uses Open Market Operations

Open market operations, which consist of purchases and sales of government securities, is the Federal Reserve’s conventional device for exercising monetary policy. Based on the Fed, the term monetary policy refers to the actions taken by a central bank to influence the availability and cost of money and credit and to help promote national economic… View Article

Organization & Operation of International Investment Bank

Nowadays, banks seem to be springing up in the nooks and corners of every city in every country. The banks are no longer operating globally, in fact most of the big banks have marked their presence in most of the continents and yet they keep on expanding their business. There was a time when banking… View Article

Impact of Inflation on Common Man

* The banking industry produces some of the most lucrative profit margins around. If you are interested in starting your own bank then you need to be prepared for the fund-raising, organizing and form filing required to set one up. These steps will help make the process easier * Evaluate how practical it is for… View Article

Merchant Banking in India

• Merchant Banking In India: The merchant banker are those financial intermediary involved with the activity of transferring capital funds to those borrowers who are interested in borrowing. The activities of the merchant banking in India is very vast in nature of which includes the following a) The management of the customers securities b) The… View Article

Method of Money Laundering

Structuring deposits The Bank Secrecy Act of 1970 requires banks to report any deposits exceeding $10,000.01. This is not a problem for most of us, but it is a big barrier to money-laundering criminals looking to rid themselves of some cumbersome currency. Launderers will hire low-level lackeys to make multiple small deposits, either on different… View Article

The Effect of Deregulation Policies

1.1 Background of the study Organization, corporations or establishment, just like the governments are governed by rules and regulations, in the same way every economy set out goals, which it achieves, through various means. Vibratory and fiscal policies are the stimulant to any nation economic development, especially with regards to Nigeria. However, in this study,… View Article

Banking: an Ethical Dilemma?

Introduction In this report, I plan to discuss the question Banking: An Ethical Dilemma? Within this is I will discuss ethical dilemmas in association with banking. I will firstly start by giving definitions of what is meant by the terms: Banking, Ethics, and Dilemma. From here, I will go on to identify what banks are… View Article

Banks and Credit System of Exchange

Definition of Banks—Banks are financial institutions that help people to save and borrow money.In a growing economy, the banks help to create a new pool of money to be ised for other economic activities.They complement the money or cash system of exchange with the system of credit. History of Banking in the Philippines During the… View Article

Bank Failures over Last 25 Years

The banks began to fail because of misappropriation of funds and loose lending practices to the majority of the US citizens living above their means. The government estimated 2,657 closures from bank failures from 1987 to 2012 (http://bankvibe. com). Currently, there is a total 7,074 FDIC insured banks (http://www. mybankertracker. com/banks). This caused was from… View Article

An Investigation Into the Differences Between Retail and Investment Banks

Over the past decades, retail banks have remained the main commercial bank for consumers, rather than corporations or other banks. The investment bank has become more popular amongst individuals, corporations and governments which are interested in raising their profits. Retail banks and investment banks have different organizational structures and activities. So they have many differences,… View Article

Reasons for Implementing Basel III and Its Costs

The global financial crisis (GFC) was a painful wound that marked the twentieth century. It was the greatest crisis the humanity has witnessed since 1930 (the great depression). It first started in the United States and spread then to the entire world and caused a considerable slowdown in most developed countries and has affected the… View Article