The Controversies Surrounding the Patient Protection and Affordable Care Act and the Four Major Points on the Obama Care

Categories: Obama Care

Obama Care aslo officially known as the Patient Protection and Affordable Care Act has been a major controversial topic over the last few years. The Affordable Care Act was signed into law as a reform for health care by the United States of America’s current President, Obama on March 23, 2010. It was upheld in the supreme court on June 28, 2012. Obama Care provides Americans with better health security through a health insurence reform. This reform expands coverage, holds insurence companies accountable, lowers health care cost, guarantees more choices and enhances the quality of care for all the American people.

This also increases the quality, availability and affordability of public health insurence to millions of uninsured Americans through consumer protections, regulations, subsidies, taxes, and insurence exchange as well as the ability to curb the growth in healthcare spending.

A major beneifit is that it allows young adults to stay on their parents insurence plan until they are 26, as well as decling insurence companies from dropping you when you are sick and stops companies from making unnecessary higher rates.

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Obama Care health insurence companies price your insurence based on location, family size, age and smoking status. Health status and gender do not factor into it. Here are some major points that stand out to me in Obama care. Eligibility becomes open to more people because Obama Care fills in the gap coverage for the poorest Americans by creating a minimum Medicaid income. Starting in 2012, financing coverage for the newly eligiblee adults will be completly funded by the federal government for up to three years.

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By 2020, financing will be down by 90 percent making health insurence extreamly affordable for the average American. Coordination with Affordable Insurence Exchange allows individuals as well as families to ability to apply for coverage under one application which will determine their eligability for all insurence affordability programs through one process.

Community-Based Long-Term Service and Support allows numerous numbers of programs and funding improvements to ensure that they can recieve long-term care services and supports in their home and community. Prevention promotes wellness and public health and supports health promotion efforts at a local, state and federal level. Now, the real question that has been running through everyones mind, what will this cost me? Obama Care will cost most Americans between 3% and 9.5% of our income after cost assistance. Cost assistance is given to low-middle income households who shop with the Health Insurence Marketplace. This Health Insurence Marketplace is where prospects would buy, regulate and subsidize private insure through Obama Care. If you do not have health insurence by January 1, 2014, you are required to pay a shared responsibility fee. This market also allows low income and young adults to qualify for low cost on monthly premiums as well as out of pocket cost. The main point is that, the cost is based on your income and if your income isnt allowing you the ability to get affordable insurence you have the possiblity to be exempted from the fee. Obama Care was disigned to benifit the American people with health inserence in the least cost efficent way.

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The Controversies Surrounding the Patient Protection and Affordable Care Act and the Four Major Points on the Obama Care. (2022, Feb 28). Retrieved from

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