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Priority Sector Lending Essay Examples

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Banking Sector Reform

From the 1991 India economic crisis to its status of third largest economy in the world by 2011, India has grown significantly in terms of economic development. So has its banking sector. During this period, recognizing the evolving needs of the sector, the Finance Ministry of Government of India (GOI) set up various committees with the task of analyzing India's banking sector and recommending legislation and regulations to make it more effective, competitive and efficient.[1] Two such expert Committees were…...

Lending System

As the world moves a global electronic place, lots of establishments are not upgrading their computers to the latest features just assures that their clients will be satisfied by the services that they give and create a friendly environment to each member. The existing loan transaction processing system used by the RGT Lending Investor Incorporated is manually operated. The loan takes two (2) days to be processed. This can be obsolete because of the presence of the computers, which could…...

Public and Private Sector Accounting

Accounting, known by and large to be a skilled, remunerative, but rather dry profession, has a long and fascinating history. In existence practically from the dawn of civilization, in one form or the other, accounting activity has been integral to some of the most important phases of history. Responsible for the invention of writing, accountants have over the ages, (because of their organic and fundamental association with the processes of trade, business, industry, governance, and taxation), been involved in monarchy…...

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Importance of Agriculture in Economy

The direct contribution of the agriculture sector to national economy is reflected by its share in total GDP, its foreign exchange earnings, and its role in supplying savings and labor to other sectors. Agriculture and allied sectors like forestry and fishing accounted for 18.5 percent of total Indian Gross Domestic Product (GDP) in 2005-06 (at 1999-2000 constant prices) and employed about 58 percent of the country's workforce (CSO, 2007). It accounted for 10.95 percent of India’s exports in 2005-06 (GoI,…...

Vaules and Principles That Underpin the Childcare Sector

The values and principles that underpin the childcare sector work along side the laws, rules and regulations that I follow in my everyday work at my setting. They govern things such as how many children can attend my setting, how many staff I have working each day, making sure that the children’s wants and needs are met and that they are always the main focus of any planning I do. For myself it means that I have to always make…...

Report on NMB Bank Limited

Tribhuvan University, Faculty of Management (FOM) commenced Bachelors of Business Administration (BBA) program as a distinct approach of attaining both theoretical knowledge and practical exposure. This university is the oldest university in Nepal and since its establishment it has been providing excellent education to the students. It provides a wide range of streams in the educational sector among which management education holds a major position. It introduced the Bachelor in Business Administration (BBA) program in the year 2001/02 with an…...

Human Resources Management Practices in RMG Sector

Acknowledgement: At the very beginning I express gratitude to my honorable course instructor Kazi Tareq ullah for his splendid suggestion, fantastic guidance, necessary recommendation, positive reinforcement, effective discipline, justice & fairness, recognition & rewards. His motivation power is also enormous for which I engaged my best efforts to prepare such a report of findings. I am proud to state that I got such a course instructor who was very much friendly with me. So, all thanks go to him as…...

Environmental Analysis of Barclays Bank

EXECUTIVE SUMMARY Banks are central to every society; they provide the funding that facilitates business and entrepreneurship, support a sound financial system, and help to create jobs and wealth. Banks in the UK operate in a highly competitive, globalised but lightly-regulated environment. They face increasingly well-informed and ‘energetic’ customers, determined legislators, and electorates who are becoming environmentally aware. They have to adapt to changing economic and market conditions, fast changing consumer needs and expectations. Their business is influenced by global…...

Human Resources and Industrial Relations in the Public Sector

INTRO Industrial relations is worried about the relationship between management and employees and the role of the regulatory mechanism in solving any commercial conflict. It covers locations such as collective bargaining, trade unions and the federal government. Human resource management (HRM), which has a soft approach (people friendly) and a hard method (individuals as a resource to be utilized as pleased by the company), could be summarized as a tactical approach to handling workers. The role of industrial relations has…...

Marketing plan for Commonwealth Bank

Commonwealth Bank is the largest of Australia’s big four financial service providers. At present, the Bank offers a range of award credit cards to, both, retail and corporate sectors. Profitable growth in retail and corporate card segments is a key part of the bank’s strategic direction. The main differential between cards is centred around fee structures, with little difference between them that is obvious to most consumers. The award scheme points can be redeemed for air miles, gifts and vouchers.…...

History Of The ECCE Sector In Ireland

Introduction. In this assignment I will outline and discuss the Historical Development of the ECEC sector in Ireland. ECEC is the Early Childhood Education and Care division in Ireland. I will give a clear explanation of the rights of a child in the context of the ECEC setting. I will also give a detailed accountant of the ECEC sector and its range of occupation. I will give a detailed description of the qualifications and experience needed for work associated with one…...

Poverty in the Philippines

This article needs more links to other articles to help integrate it into the encyclopedia. Please help improve this article by adding links that are relevant to the context within the existing text. (April 2013) This article's factual accuracy may be compromised due to out-of-date information. Please update this article to reflect recent events or newly available information. (August 2012) The estimates of poverty incidence in the Philippines per province as of 2012. The national average is 22.3%, virtually unchanged…...

Five Top Banks With SBI Corporate Salary Package

In the growing global competition, the productivity of any business concern depends upon the behavioral aspect of consumers. This topic deals with the customer’s perception towards salary package from SBI. This project report contains 5 different chapters. The report begins with the introduction to company, its area of operation, its organization structure, its achievements, etc. The second chapter is the introduction to the Salary Package which gives a brief idea regarding Salary packages of SBI and other banks. In this chapter…...

Privatization Study

Privatisation can be defined as 'the partial or total transfer of home of responsibility from the public sector (federal government) to the personal sector (company) or private persons. Privatization can consist of the transfer of duties and not solely change of ownership. Privatisation consists of simply 'the transfer of all or any of 3 kinds of home rights from the state to the economic sector; ownership rights, operating rights and development rights since these make up the most common kind…...

Social Media and Banking

Intro Social network and banking do not appear to have a strong relation at the first look on the subject, however are certainly complexly related in today's world with the continuous development of the banking sector and the big effect of social networks on the masses. While today many international banks are using social media as a connectivity and marketing tool with its consumers, Indian banks are also not far behind. ICICI, one of India's most significant banks, already boasts…...

External environment for banking industry

Standard Chartered is the world's leading emerging markets bank headquartered in London. Standard Chartered employs 30,000 people in over 500 locations in more than 50 countries in the Asia Pacific Region, South Asia, the Middle East, Africa, the United Kingdom and the Americas. It is one of the world's most international banks, with a management team comprising 70 nationalities. Standard Chartered has been committed to Hong Kong and China for nearly 150 years. Standard Chartered Bank opened its first branch…...

Importance of Monetary Policy in Pakistan

Abstract: Price and output stabilities determine the success of monetary policy in either economy. This paper briefly examines the monetary policy strategies of developing countries It is found that the developing countries follow ill-organized monetary system do not follow the rule-based policy, rather they often formulate and launch policies under some discretionary framework. The fundamental objective of this study is to examine the performance of rule-based monetary policy in developing countries by extracting experience from developed ones. This paper attempts…...

Export Finance in India

Credit and finance is the life and blood of any business whether domestic or international. It is more important in the case of export transactions due to the prevalence of novel non-price competitive techniques encountered by exporters in various nations to enlarge their share of world markets. The selling techniques are no longer confined to mere quality; price or delivery schedules of the products but are extended to payment terms offered by exporters. Liberal payment terms usually score over the…...

Sectors of Economy

The three-sector theory is an economictheory which divides economies into three sectors of activity: extraction of raw materials (primary), manufacturing (secondary), and services (tertiary). It was developed by Colin Clark and Jean Fourastié. According to the theory, the main focus of aneconomy's activity shifts from the primary, through the secondary and finally to the tertiary sector. Fourastié saw the process as essentially positive, and in The Great Hope of the Twentieth Century he writes of the increase inquality of life,…...

Sectoral change in indian GDP

Index Introduction: About the Indian economy- The economy of India is the ninth-largest in the world by nominal GDP and the third-largest by purchasing power parity(PPP). India is the 19th-largest exporter and the10th-largest importer in the world. The independence-era Indian economy (from 1947 to 1991) was based on a mixed economy combining features of capitalism and socialism, resulting in an inward-looking, interventionist policies and import-substituting economy that failed to take advantage of the post-war expansion of trade. This model contributed…...

Sector Matrix - Buyer-Driven Commodity

In buyer-driven commodity chains retailers, branded manufacturers and branded marketers which usually operate in labor-intensive consumer goods industries (e.g. footwear, toys, and consumer electronics) play key parts in setting up decentralised production networks in a variety of exporting countries. In producer-driven commodity chains, however, large manufacturers usually operating in capital and technology-intensive industries (e.g. automobiles, aircraft, and computers) play pivotal roles in managing production networks, usually in developed countries. Global Commodity Chains overlooks important concepts known as demand substitution and…...

The procedure of discounting and collecting Hindies

Report on the procedure of discounting and colleting hundies (Bill of exchange) Bill Financing – Historical Perspective Commercial Bill, which had its origin in Europe is an early medieval financial innovation evolved over centuries – from a personal bond executed by debtor before a Court or a public notary to its present form of a commercial financial instrument - acquiring at various stages of evolution its distinctive characteristics of easy transferability and negotiability, and thus lending itself to discounting by…...

Functions of Reserve Bank of India

1. Information. Fights against economic crisis and ensures economic and price stability in the country 2. Promotional Functions 3. Promotional of banking habit and expansion of banking systems. Provides refinance for export promotion. Expansion of facilities for the provision of agricultural credit through NABARD 4. Extension of facilities for the Small Scale Industries. 5. Helping the co-operative sector. 6. Prescription of minimum statutory requirements. Innovations in banking business. A. Traditional Functions The RBI functions on the traditional lines regarding the…...

Global Scene of Hospitality and Travel Sector

Gone are the days of the adages like "act like a Roman when you remain in Rome," and instead it is now just the reverse: the modern hosts are anticipated to tune with the cultures of the guests. With increasing state of globalization, the hospitality sector is now teeming with big possibilities and the prime tool to recognize them is cultural proficiency. However, there is more than it meets the eye because little phrase, and hence this study goes on…...

Hrm in Cooperative Banks in India

The world of work is rapidly changing. As a part of organization, Human Resource Management (HRM) must be prepared to deal with effects of changing world of work. Business today doesn’t have national boundaries – it reaches around the world. In the competitive environment, employees of any business organization are the key factor for deciding the success of the firm, in general, and cooperatives in particular.Indian cooperative banking movement has passed through hundred years of its existence. At the same…...

Disadvantages and Alternatives to Public Sector Strikes

Strike replacement occurs when employers hire or use individual to perform the work of employees on strike. In the United States, it is not unfair labor practice for employers to replace the striking workers with others in effort to carry on the company's business. Most other industrialized nations, however, do not allow permanent strike replacement. The United States is already unique among its trading partners in allowing permanent strike replacements and ban on permanent strike replacement would probably raise labor…...

Employment Issues and Concerns in the Unorganised Sector

Problems of Definition The bulk of the Indian labour force is employed in what is loosely referred to as unorganised sector. Most of them are neither organised nor hive any access to social security. Their employment is unprotected, their wages are extremely low, and a large section of them live under conditions below the poverty line. The developmental efforts by the state have done little to improve their living coalitions. This is a matter of concern not only for the…...

Public Sector Policies & Issues in Management Assignment

The part of the economy interested in offering basic federal government services. The structure of the general public sector varies by nation, but in many nations the public sector includes such services as the cops, military, public roads, public transit, main education and health care for the poor. The public sector may provide services that non-payer can not be omitted from (such as street lighting), services which benefit all of society rather than just the person who utilizes the service…...

Contribution of Services Sector in economy of Pakistan

Introduction: Services sector is largest and fastest growing sector in the world economy. The share of services sector in total GDP is 47 percent in low income countries, 53 percent in middle income countries and 73 percent in high income countries. It is expected that rising trend of services sector would continue, to gain more and more importance through advancement in the area of knowledge based and skill oriented activities. For Pakistan, share of services are increasing in all sectors…...

Agriculture Sector in India: Trends, Issues and Challenges

Introduction Agriculture is a critical sector of the Indian economy. Though manufacturing and service sector industries gained attention during the last couple of decades, agriculture remains to be the most important contributor of growth in India. Nearly two-thirds of India’s population depends directly on agriculture for its livelihood. It meets the food requirements of the people and produces several raw materials for industries. From agricultural point of view, India has vast expanse of level land, wild climatic variations suited for…...

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