Essays on Obama Care

Patient Protection Act (PPACA)

The Patient Protection and Affordable Care Act (PPACA) is an act that was qualified by the 111th US congress and signed into law by former President Barack Obama, hence the nickname ‘Obama care’. It was passed to provide economical fitness cover to all Americans as well as lower the healthcare costs for the low-income populace. However, it had one rule, either you or your family pay for the heath cover or pay a penalty/tax.

Comprehensive health plan expansion; the act saw the expansion of Medicaid qualification to Americans whose incomes are 138% above the interstate poverty grade. This implies the greater part of the uninsured Americans could access therapeutic care. Similarly, the expansion as well included any Americans who had pre-existing therapeutic conditions that insurance suppliers charged substantial premiums to get precautionary care as well as treatment.

Insurance Forums and Direct Subsidies

Insurance forums; these are ‘one-stop shops’ for various health cover choices for the populace. The act created these forums where Americans can easily learn, compare and purchase different levels and plans of coverage. This, in turn, led to competition within the existing cover providers and, in the long run, improved overall therapeutic care. The nationwide cover marketplace is www.healthcare.gov with each state supporting health plan expansion having its own cover forums.

Direct subsidies: the act ensured that any America who bought any insurance policy via the insurance market places set up would get a subsidy or tax relief. This applies only if the cover was bought at the marketplace.

Affordable Care Act (PPACA)

In conclusion, Obama care made huge strides to change healthcare provision and coverage in America. This is evident by the decline in healthcare allocation which has dropped to 16% of the total account in 2018. Despite the current administration making considerable changes to the act to try weakening and even phasing it out, it still holds and aids most Americans to get quality healthcare. Affordable healthcare is vital for every community, the Patient Protection and Affordable Care Act (PPACA), despite the challenges of politics and costs associated with its discharge, has made it possible in America.