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Essay on Bhartiya Mahila Bank

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Analysis of Bhopal Gas Disaster

Bhopal Gas Disaster is known to be a catastrophic in the commercial world, an occurrence occurring at the Union Carbide plant located in Bhopal, India (Bhargava 1). The complex reverberations of such a common disaster continued to send out quivers through a company, a market, political and governmental leadership of a nation, and the lawful and policy instruments by which 2 countries India and the United States had actually previously sought to reimburse the victims of the tragedy (Jasanoff 1).…...

Traditiona banking vs modern banking

I am pleased to convey my sincere acknowledgements to all the people who contributed to the completion of this study. Above all, I thank almighty God who always provides me with proper health and strength and this has contributed much to the completion of my study. Next is my project supervisor, who spent his time, knowledge and skills in guiding me towards successful understanding and completion of the study. To me it has been a real learning experience. Azania Bank…...

Separation of Commercial Banks and Investment Banks

One of the key concerns growing out of the debate on whether to separate or merge retail banking and wholesale/investment banking activities has been the stability of a nation’s banking system. The experience of the US banking system has suggested that merge of commercial and investment banks is a better approach to achieving stability. After the global financial crisis, the American economy went into recession. The policy priority of American government was then to intervene into its banking system so…...

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Exim Bank, Commercial Bank and Ecgc Functions

The Bank's functions are segmented into several operating groups including:* Corporate Banking Group which handles a variety of financing programmes for Export Oriented Units (EOUs), Importers, and overseas investment by Indian companies. * Project Finance / Trade Finance Group handles the entire range of export credit services such as supplier's credit, pre-shipment credit, buyer's credit, finance for export of projects & consultancy services, guarantees, forfeiting etc. * Lines of Credit Group Lines of Credit (LOC) is a financing mechanism that…...

Comparison of Islamic Banking and Conventional Banking

The foundation of Islamic bank is based on the Islamic faith and must stay within the limits of Islamic Law or the Shariah in all of its actions and deeds. The original meaning of the Arabic word Shariah is 'the way to the source of life' and is now used to refer to legal system in keeping with the code of behaviour called for by the Holly Qur'an (Koran). Amongst the governing principles of an Islamic bank are : *…...

Famous person - Amrita Pritam

Amrita Pritam born as Amrita Kaur (31 August 1919 – 31 October 2005) was a Punjabi writer and poet, considered the first prominent woman Punjabi poet, novelist, and essayist, and the leading 20th-century poet of the Punjabi language, who is equally loved on both the sides of the India-Pakistan border, with a career spanning over six decades, she produced over 100 books, of poetry, fiction, biographies, essays, a collection of Punjabi folk songs and an autobiography that were translated into…...

Alliance Bank

1. Introduction Alliance Bank is one of the leading banks in Kazakhstan, and it is the tenth largest bank in terms of assets in Kazakhstan. Headquartered of the bank are located in Almaty. Bank is developing as a universal financial institution in all lines of business, with a primary focus on retail banking and lending to SMEs.JSC Alliance Bank, has been operating for over 15 years. Recently bank has been shadowed by number of scandals, which had a negative effect…...

National Bank

A research program is very important & essential for acquiring experience through learning and spreading the scope of Knowledge. I have done my research program in National Bank Limited, Foreign Exchange Branch. This research report is aimed at providing a comprehensive picture to the areas of Foreign Exchange operation of National Bank Limited. The report has been divided into twelve parts. These are- Introduction, Brief History of Banking Sector of Bangladesh, Corporate review of NBL, Foreign Exchange, Documents Used in…...

Merchant Banking

A merchant banking is a financial institution primarily engaged in offering financial services and advice to company and wealthy individuals on how to use their money. A merchant bank deal with commercial banking needs of finance, company & long term loans and stock writing. Merchant banking does not have retail offices where customer can go and access their account. A merchant bank is also called as wholesale banking. OBJECTIVE Main objective of merchant banking is coordinating the activities like the…...

Online Banking

INTRODUCTION TO ONLINE BANKING: Online banking (or Internet banking or E-banking) allows customers of a financial institution to conduct financial transactions on a secure website operated by the institution, which can be a retail or virtual bank, credit union or building society. To access online banking, the customer would go to the financial institution's website, and enter the online banking facility using the customer number and password. Online banking facilities offered by various financial institutions have many features and capabilities…...

Bank Industry

The second logo design of Banco de Oro Banco de Oro had its humble beginnings on January 2, 1968, when it began as a thrift bank called Acme Savings Bank. With two branches in Metro Manila, Acme was one of the smallest banks in the Philippines at the time. In November 1976, Acme was obtained by the Sy Group, the group of companies presently owned by retail tycoon Henry Sy, and relabelled Banco de Oro Cost savings and Home Mortgage…...

Banking Sector Reform

From the 1991 India economic crisis to its status of third largest economy in the world by 2011, India has grown significantly in terms of economic development. So has its banking sector. During this period, recognizing the evolving needs of the sector, the Finance Ministry of Government of India (GOI) set up various committees with the task of analyzing India's banking sector and recommending legislation and regulations to make it more effective, competitive and efficient.[1] Two such expert Committees were…...

Essay of the Ideology and Social Base of Bharatiya Janata Party

The Bhartiya Janata Party (BJP) was formally launched as an independent political organisation in February 1980, after the split of the Janata Party on the R.S.S issue. Most of east while Jana Sangha members along with a few others, left the Janata Party to form the B.J.P. Thus the B.J.P. is a reincarnation of the Jana Sangha, the militant Hindu nationalist party founded in 1951 by Shyama Prasad Mukherjee. The object of the Jana Sangha was the rebuilding of Bharat…...

Commerce Bank Case

Executive Summary Commerce Bank has been a leader in the banking market by going back to customer care. This has driven consumers to the bank, however in order to remain ahead on the curve they wish to move away from the model that has actually worked for them. An analysis was carried out relating to whether their brand-new concept of "retailtainment", entertaining consumers throughout the banking service procedure, would be useful or not. After thorough consideration, it was determined that…...

Bankruptcy Among Youth

1.0Introduction Bankruptcy becoming the issues toward many youth nowadays. The worst is the bankruptcy was involves with many youth where below than age 30. According to Credit Counselling and Management Agency in New Straits Times (2011), an average of 41 Malaysians are declared bankrupt daily, with the majority failing to make repayment for car purchase loan. In short, the problem of bankruptcy among youth has to be taken seriously. 2.0Problem Statement Statistics by the AKPK indicated that the number of…...

Consolidation in Banking

1.Introduction In our daily life , we can receive banking service from banks and branches whose headquarters may from different city, region or nation . This is because banking consolidation has improved banking expansion in the past decades. It is a fact that many banks regard consolidation as a strategy for their growth and development in new market . Consolidation usually consist of mergers and acquisitions. The former one means two independent companies combine as a new one ,the latter…...

Banksy-Graffiti Art

The life of the street artist is, by necessity, one of anonymity. In many of the world’s cities, the most noticeable and breathtaking pieces of art aren’t created by world-renowned talents. They are created by the unknown street artist under cover of darkness. We never see them and they are known only by their tagging pseudonyms. Banksy is a British graffiti artist, political activist, film director, and painter. It has been said, Banksy "was born in 1974 and raised in…...

First Security Islami Bank

Investment Schemes for First Security Islami Bank Limited, Saver- Branch Date of submission: ……………………….. Investment Schemes for First Security Islami Bank Limited, Saver- Branch Letter of Transmittal February………….. D.Mizanur Rahman Dean Department of Business Administration Faculty of Business & Economics Daffodil International University Subject: Submission of Internship Report on “Investment Schemes for First SecurityIslami Bank Limited, Saver- Branch”. Dear Sir, I have much pleasure to present the report of the internship program “Investment Scheam on First SecurityIslami Bank Limited, Saver-…...

Banking: an Ethical Dilemma?

Introduction In this report, I plan to discuss the question Banking: An Ethical Dilemma? Within this is I will discuss ethical dilemmas in association with banking. I will firstly start by giving definitions of what is meant by the terms: Banking, Ethics, and Dilemma. From here, I will go on to identify what banks are and what the roles and importance are for the economy. Next, I will go on to explain banking operations and with this identification, I plan…...

Features of Retail Banking

Retail banking can be defined as the offering of banking and financial services to the individuals and small and medium sized firms (SMEs). Today the retail banks are not just ‘high street’ banks with the physical presence in the towns and the cities of the UK, in fact the advent of phone banking and internet banking has added various services and characteristics to the scope of retail banking. Moreover, there are ‘virtual’ banks which run on the internet and save…...

Social Media and Banking

Intro Social network and banking do not appear to have a strong relation at the first look on the subject, however are certainly complexly related in today's world with the continuous development of the banking sector and the big effect of social networks on the masses. While today many international banks are using social media as a connectivity and marketing tool with its consumers, Indian banks are also not far behind. ICICI, one of India's most significant banks, already boasts…...

Reserve bank of India

The Reserve Bank of India (RBI) is India's central banking institution, which controls the monetary policy of the Indian rupee. It was established on 1 April 1935 during the British Raj in accordance with the provisions of the Reserve Bank of India Act, 1934 Main functions Bank of Issue Under Section 22 of the Reserve Bank of India Act, the Bank has the sole right to issue bank notes of all denominations. The distribution of one rupee notes and coins…...

Valley National Bank

Background: In the process of acquiring another bank and increasing its assets to 12 billion dollars, the senior management at Valley National Bank has recognized that they need to make some critical decisions regarding the bank, if they want it to stay competitive in the future. Taking a look at the accounting department, there seems to be many human resource issues that need to be resolved. Overall Accounting Department Issues: There are several key issues just within the accounting department:…...

Types of bank accounts

A bank is a financial intermediary that accepts deposits and channels those deposits into lending activities, either directly by loaning or indirectly through capital markets. A bank links together customers that have capital deficits and customers with capital surpluses. Due to their importance in the financial system and influence on national economies, banks are highly regulated in most countries. Most nations have institutionalised a system known as fractional reserve banking, in which banks hold only a small reserve of the…...

Case Study Jyske Bank

Jyske Bank was established in 1967 after merging four Danish banks operating in Jutland. Jyske Bank had been considered as a typical Danish bank, which is prudent, conservative, well managed and undifferentiated till the late 1990s. However, with the new strategy, the bank developed to guide differentiation from the mid of 1990s among great amount of Danish banking customer satisfaction. Q1. What is Jyske Bank’s new positioning or competitive differentiation strategy? Base on the case, Jyske Bank’s new positioning strategy…...

Advantages Of Unit Banking

1.Local Development:Unit banking is localized banking. The unit bank has the specialised knowledge of the local problems and serves the requirements of the local people in a better manner than branch banking. The funds of the locality are utilised for the local development and are not transferred to other areas 2.Promotes Regional Balance:Under unit banking system, there is no transfer of resources from rural and backward areas to the big industrial commercial centres. This tends to reduce regional in balance.…...

Standard Chatered Bank (Scb)

Standard Chartered Bank is a British bank headquartered in London with operations in more than seventy countries. It operates a network of over 1,700 branches and outlets (including subsidiaries, associates and joint ventures) and employs 73,000 people. Despite its British base, it has few customers in the United Kingdom and 90% of its profits come from Asia, Africa, and the Middle East. Because the bank's history is entwined with the development of the British Empire its operations lie predominantly in…...

Variety of Banking Cases

For the term "business of banking", the statute definition is improperly, even some statute laws can aid with the understanding about "business of banking" however the meanings they are provided still not adequate (Waldeck & & Giardina). Additionally, it end up being more difficult for defining "the organisation of baking" today as the truth that throughout the years and bank services are more varied (Waldeck & & Giardina). The case law Australian Independent Distributors Ltd v Winter (1965) 122 CLR…...

Activities of Investment Banking

The Financial investment bank is the banks which helps the federal governments, corporations and the people in raising the capital by acting or underwriting as the representative of the client in issuance of securities. The financial investment bank can also help the companies which are associated with acquisitions and mergers, and deal ancillary services like the trading of the derivatives, market making, forexes, instruments of the set earnings, equity securities and products. Unlike the retail banks and commercial banks, the…...

National Bank of Borneo

I. NATIONAL BANK OF BORNEO II. COMPANY BACKGROUND National Bank of Borneo is one of local banks in Brunei. Its establishment was indebted to Mr. Khoo Teck Puat the father of the detained Khoo Ban Hock. Mr. Khoo Teck Puat is a son of a rich trader, who in 1933 merged several banks together to form Singapore’s biggest, OCBC or Overseas- Chinese Banking Corporation. After his impeded rise in the position, he left and went to Malaysia. In Malaysia he…...

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