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Risk Essay Topics & Paper Examples

Analysis of the Investment Opportunities in Amp and Qbe

This study investigates the opportunities to make an investment decision between AMP limited and QBE Insurance Group Limited. In order to find that, this study has done ratio analysis, risk and return assessment, SWOT analysis and analysis regarding the influence of the external environment. Both AMP limited and QBE Insurance Group Limited are in the insurance industry whereas QBE provides general insurance service and AMP has two business units which includes AMP Financial Services and AMP Capital Investors. Considering profitability analysis, systematic risk and cost control policy, investing in AMP Limited is found out to be a better choice than investing in QBE Insurance Group Limited, even though EPS and P/E ratio contrary the choice. This study has also done…

Decision Making and Investment Decisions

Chuck Jones aimed to have a new design decision process supported by data and surveys instead of a return or payoff on the investment approach. At first when he presented his idea, authorities requested poof and Mr. Jones was unable to show them proof. Then M. Jones started his process. 1.As a first step, he surveyed 15 “design-centric” companies, including BMW, Nike, and Nokia. To his surprise, few had a system for forecasting return on design 2. Mr. Jones needed to provide a new plan to focus on Customers preferences. 3.Good feedback from the public would equal possible future return on the investment that was requested by the research team. 4.Do not focus on Bottom-line returns 5.Puts Design prototypes in…

Bradford City Fire

1.0 Introduction Working within the events sector it is highly likely that you will be faced to deal with certain risks and hazards that could occour. Risk has to be managed and can be done in a manner of ways. Some risks may be controlled by good management but others are inevitable and uncontrollable but dealing with the aftermath of uncontrollable risks can be done effectively. Guidelines and regulations are put in place to reduce risk at events but it is also down to yourself. 2.0 Bradford City Fire This disaster occoured on Sautrday 11th Mayb 1985 at Valley Parade Stadium and is still widely talked about today. A football mtch between Bradford City an d Lincolnd city took place…

Health and Safety in the Workplace

* The wiring can be temperamental, the hot water system is often not working and the canteen is in a basement room with no external lighting or windows. There are only 3 toilets in the building and these are also situated on the lower ground floor, near to the canteen. The Workplace (Health, Safety & Welfare) Regulations 1992 state that in reference to lighting; “Every workplace shall have suitable and sufficient lighting. Where it is practicable, the lighting shall be by natural light. Suitable and sufficient emergency lighting shall be provided.” To mend the lighting issue in the canteen, sufficient lighting would need to be provided & maintained otherwise the company would be breaching these regulations. These regulations also state…

Project management process

Which of the four phases of the project management process do you feel is most challenging? Why? The focus of project closedown is to bring the project to an end. Projects can conclude with a natural or unnatural termination. A natural termination occurs when the requirements of the project have been met—the project has been completed and is a success. Closing down the project. During closedown, you perform several diverse activities. Conducting postproject reviews. Once you have closed down the project, final reviews of the project should be conducted with management and customers. Closing the customer contract. The focus of this final activity is to ensure that all contractual terms of the project have been met. A project governed by…

Risk Assessment Assignment

In this scenario of the becoming company, there are many assets. The hardware in place includes a Dell OptiPlex 390 computer that uses software that has Microsoft Windows 7 professional edition included with the canned software including the Microsoft Office, along with an 8×5 support and maintenance contract that allows her to upgrade her software at a reduced rate. On this computer, all business transactions and invoices are stored. She also has a Point of Sales computer from InitiaTek. The POS software runs Windows 7 in the Microsoft Virtual PC virtual machine. The configuration of the POS system consists of self-contained cash drawer and sales register and tabulation and transaction software, written in C#. NET. This system is networked over…

Stakeholder Versus Shareholder

Stakeholder theory thinks that the enterprise is a series of contracts with various stakeholders to form various stakeholder consultations, the outcome of a transaction, whether investors, managers, employees, customers, suppliers, or government departments, community, etc., they are enterprise-specific investments and bear the risks. On the other hand, Shareholder theory thinks that not only the market will be sound, permanent, and viable, but also the ethical issues and concerns are resolved just because they attending to the interests of shareholders. When making choices between Stakeholders and Shareholders are like right-versus-right. However, stakeholder management is considered to be a better management strategy than the one only focused on shareholders. Because of these four reasons: it fixes the demand of modern society; it…

HSE Management system

Management and supervision (at all levels) shall be regarded as being fully committed to HSE by all staff and contractors. They are to be seen as providing a leading role towards constant improvement through leadershiptheir behaviours and action planning. Their HSE performance will be assessed against achievement of annual objectives. Element 2.Policy and Strategic Objectives This HSEMS element addresses corporate intentions, principles of action and aspirations with respect to health, safety and environment and the aim of improved HSE performance. Basic Requirements Companies shall have a written HSE policy embodying as a minimumthe ADNOC Group Policy contents. HSE objectives shall be challenging understood by all and consistently incorporated in policies. In setting objectives management shall consider the overall risk levels…

Hydro One’s strategy

1.What is Hydro One’s Strategy? Hydro One’s strategy is to semiannually interview all aspects of the company and evaluate what the biggest risks are to the company. They will rank those risks, and then develop ways to mitigate those risks. Those solutions will be evaluated on the amount of risk reduction per dollar. The most successful and efficient will be implemented for that year. The summary is handed to the Risk Department for finalization. 2.Why are they spending on the Bruce-Milton/Toronto line and the Smart Meters? They are spending on the Line and Smart Meters to increase customer satisfaction, conserve energy and resources, and to increase capacity to answer demand. 3.Putting yourself in the shoes of CEO Laura Formusa, what…

Management Accounting Report

In decision making process ambiguity, variability and uncertainty are often faced. For this reason Risk Analysis is always part of any decision making process. Even if the access to information is unprecedented even then future can’t be predicted accurately. For this reason Monte Carlo simulation is used which provides all the possible outcomes of decisions, access the impacts of risks and allow better decision making under uncertain situations. Monte Carlo Simulation: It is a computerized mathematical technique based on broad class of computer algorithms which allow people and organisations to calculate risks and hence helps in better decision making. Monte Carlo Simulation can also be termed as a problem solving technique to calculate probability of outcomes by using random variables…

Positive Risk Taking

Explain ways in which risk is an integral part of everyday life, Risk for most people is an accepted part of everyday life e.g. catching a bus or walking to the shop etc… will carry some element of risk. Risk is associated with our health, safety, security, well being, employment, education, daily activities, using resources and equipment and community participation. Some adults such as those who are disabled or who are older are usually discouraged from taking risks with their budgeting, planning, employment and their daily living skills usually because people fear for their limitations or that they might hurt themselves or others. Everyone has the right to take risks and make decisions about their own lives, a balance should…

Identify the Individual at Risk of Skin Breakdown and Undertake the Appropriate Risk Assessment

Upon arriving at the care home, I shut the door behind me, clocked in using my time card and signed the staff log book which is a requirement of the fire safety policy. Prior to starting my shift, I attended the hand over held in the staff office with closed doors to maintain confidentiality and privacy of the residents. The hand over gives me important changes in the resident’s health and social care needs, requirements and procedures that need implementing during the shift. One of the residents I usually care for is Mrs H who has just come back from a hospital admission. According to her care plan Mrs H was diagnosed with Type 2 Diabetes Mellitus and Chronic Kidney…

The implications of duty of care

A duty of care is a legal obligation imposed on an individual requiring that they adhere to a standard of reasonable care while performing any acts that could foreseeable harm others. A definition from Wikipedia Examples how we do this in my setting.Within our setting we carry out daily checks to ensure that the environment inside and outside is safe before the morning session starts.We have daily cleaning rotas to ensure the session is clean and we are stopping the spread of infection. Ensuring that staff has been trained in first Aid and that we have the right equipment. To complete accident forms when an accident occurs and getting the parent/carer to sign to say there have been made aware….

Value at Risk

Initially, the VaR has been anticipating to quantify the available risks in derivatives markets, but it has grown widely and it has now been applied in measuring all kinds of risks, primarily credit and market risks. It also developed from a tool that quantifies risk to a tool that is applied in active risk management. Today VaR has shifted beyond application in financial institutions. In the beginning, companies with largely exposed to financial markets used other kinds of activities before spreading to other businesses. Today, an ever-growing numbers of individual businesses apply and appreciate VaR as an effective tool for quantifying financial risksKrause (2003). This trend is evidently aided by the fact that non-specialists easily understand VaR. The risks of…

Differentiate Between Hazard and a Risk

* Differentiate between hazard and a risk. Hazard is anything that causes injury, disease, or death to humans, or damage to personal or public property, or deterioration or destruction of environmental components. Risk is suffering injury disease, death, or some other loss as a result of exposure to a hazard. (Boorse) * What risks from Figure 17-16 and Table 17-3 surprise you and why do they surprise you? In figure 17-3 the aids rate is what surprised me I didn’t think it would be that low. If anything I thought it would be at the top of the list, but I also thought that alcohol us would be higher than that since it is some many people that use alcohol….

Hazard and Outline

1 An organization uses small quantities of toxic chemicals. (a) Identify FOUR possible routes of entry of toxic substances into the body. (4) (b) Explain the differences between acute and chronic health effects.(4) (c) Identify the sources of information which could be used in the assessment of risk of toxic substances. (4) (d) Outline the control measures that might be required in order to minimize risks to workers. (8) 2 Outline EIGHT precautions that should be taken when leaving a fork-lift truck unattended. (8) 3 Outline the FOUR main categories of guards and safeguarding devices that may be used to minimize the risk of contact with dangerous parts of machinery. (8) 4Outline the main hazard that may be present during…

Resolving Ethical Business Challenges

Peter had been a human resource (HR) manager for 18 years and vice president for 2 more years for Zyedego Corporation, a small company in New Orleans. In the last decade, there have been many changes to what potential/actual employees can be asked and what constitutes fair and equitable treatment. Frankly, the situation Peter was in was partly his own fault. The first issue began when Gwyn, one of Peter’s HR managers, was planning on rehiring Dana Gonzales but found out that Dana was pregnant. Because of the “rough” condition of the workplace, Gwyn was concerned for Diana’s safety. If Dana were rehired, employees’ hourly wages should be decreased by 25 percent because the company had experienced setbacks during the…

A Study on Risk Management in Banking Industry

Risk management is relatively new and emerging practice as far as Indian banks are concerned and has been proved that it’s a mirror of efficient corporate governance of a financial institution. Globalization and significant competition between foreign and domestic banks, survival and optimizing returns are very crucial for banks and financial institutions. However, selecting the efficient customer and providing innovative and value added financial products and services are another paramount factors. In a volatile and dynamic market place for achieving sustainable business growth and shareholder’s value, it is essential to develop a link between risks and rewards of all products and services of the bank. Hence, the banks should have efficient risk management framework to mitigate all internal and external…

Are We Too Risk-Conscious These Days?

In these times, this generation has evolved into a congregation of high-skilled individuals. The ability to decide on the best routes of life just at the perfect time has its way to change one’s life into a miracle! Henceforth, making the right choices is one of the fundamentals to living in this urbanized contemporary. Although some people tend to make deciding between important commitments and hobbies seem easy; the same number of people deem this as lifetime risks as they sometimes result to serious failure. In my perspective, I would not overlook the fact that choosing between one’s most favored interests should be a quick decision; but not considering the pros and cons in this matter thoroughly would bring a…

Case Study on Sumitomo Corporation

1.Case Study on Sumitomo Corporation on Derivative Losses and Lesson Learned 1.1Introduction Sumitomo Corporation was top in market in copper business in the world prior to 1996 in term of trading size and it operations. Copper business is part of their portfolio and it was delegated to Yasuo Hamanaka who was the Head of Copper Trading and he was engaged in illegal copper trading and faced extensive losses and massive cover-up. As the result of this loses, he attempted to avoid losses many times. This was against the rules and regulation of the London Metal Exchange (LME). LME created new regulation to prevent the market domination, as the result of this; he faced losses on his operations. There were two…

Embarrassing Moment

Advantages At first when I took first aid training from a local hospital, I had no idea how much helpful is this training in providing help to others. It gives you a sense of self-satisfaction when you help someone in acute emergency. But at the time of training, I didn’t realize about the importance and advantages of first aid box but after some time when I got a first aid box to keep at my home and equipped the same with all necessary items, I have a piece of mind to cope any type of emergency in my home or even if it happens with anyone in neighbor hood. If you are a person who also likes to help others,…

Understand Person-Centred Approaches in Adult Social Care Settings

Person centred planning is crucial to providing quality care and support. It helps support workers find out what is important to the person they support and enables services/support plans to be built around what matters most to that individual. Person-Centred values • Treating people as individuals • Supporting people to access their rights • Supporting people to exercise choice • Making sure people have privacy if they want it • Treating people with dignity and respect • Supporting people to be as independent as possible • Recognising that working with people is a partnership rather than a relationship controlled by professionals I would use all the above mentioned values in all aspects of my work the main areas being Practical…

Case Study of Mc Golden Arch

Executive Summary This case study was about the Madison Hotel project in Memphis. After determining the case, there were lots of problems occurred during the processes which are over budgeting and delay opening because of the unplanned acquisition of facilities. The problems are occurred because the owner of project changed the concept of the restaurant, the land price was raised, the name of the building was belonging to the previous owner, refusing the loan from the back, and inaccurate and insufficient construction. After the root causes of the problems are discovered, there are many ways to solve and prevent the problem. There are three main ways to solve them. The first way is to improve the construction contract. The owner…

Providian Trust

Business Context/Key Business Drivers Providian Trust delivers financial and fiduciary services to clients across 216 branches. In an industry built on servicing clients, many of Providian Trust’s trust officers had 20-30 years of experience with the company and managed clients at a personal level. The trust officers had total control over what was sent to the client, including generation of financial statements. Control of the financial statements often resulted in a 2-3 month lag in statement delivery, a slower turnaround time compared to competitors. Additionally, trust officers often discounted or waived client fees for late or inaccurate statements, costing the company an estimated $2 – $5 million dollars per year. The institutional custody business was becoming technology intensive, and from…

Moving and Handling

Outcome 1 1)When you are required to assist people to move or help to reposition people it is important to understand the related anatomy and physiology, anatomy being the physical structure of the body and physiology the normal functions of the body. When a muscle contracts it pulls the bones at a joint in the direction that it is designed to move, when supporting moving and positioning activities it is important to think about the direction a joint moves in and how far the joint is designed to move in that direction. For example an elbow or knee joint can only extend to a certain point and trying to push these joints past that point would cause painful damage to…

Talisman Energy Inc.

In Assignment 1, you are required to do a case analysis of Talisman Energy Inc., a Canadian company. If you haven’t already done so, review the Assignment Tips and Requirements and the Note on Case Analysis (links are on the instructions page for this assignment). The objective of the case study for Assignment 1 is to expose you to the numerous political, legal, social, and reputational risks faced by companies contemplating a move into a conflict zone. The decision by Talisman Energy Inc. to enter Iraq comes several years after the company experienced reputational damage in another conflict zone. Completing this assignment will enable you to see how the key concepts presented in Lessons 1 through 3—globalization, culture, and political…

Plan a Risk Assessment for a Selected Administrative Work Environment

I will plan a risk assessment for a selected administrative work environment. Risk assessment is used in protecting workers and organisations like Tesco, to help them comply with the law of the state. It helps business owners to focus on the risks that really matter in the workplace; with ones that could cause potential harm. It is important to manage risks to ensure the most valuable asset is protected. Format There is no specific format in which a risk assessment has to be done in a workplace because it depends on the organisation itself. Most businesses use generic risk assessment that is applicable to all risks. They might use ones for specific risks, such as fire management, or they might…

Assignment One Personal Development

1.Brief Introduction (300 words) I am employed by the a Policy & Planning Manager within the Fitness to Practise Directorate to an Assistant Director. In my annual appraisal last year, my line manager raised concerns regarding my communication skills, specifically around tone and political sensitivity, which were regarded as impacting on my ability to build effective relationships. As a result, I have chosen to use this exercise as an opportunity to develop an up-to-date picture of my relationship building skills within the hierarchical and collaborative working culture of the . To this end, I developed a Personal Effectiveness Questionnaire, which I circulated to a range of senior colleagues with whom I have regular contact in a one-to-one and group context….

Corporate Risk Management

Risk refers to the uncertainty that surrounds future events and outcomes. It is the expression of the likelihood and impact of an event with the potential to influence the achievement of an organization’s objectives. Risk management is a systematic approach to setting the best course of action under uncertainty by identifying, assessing, understanding, acting on and communicating risk issues. The Corporate Risk Management framework is a systematic, integrated approach with a focus on managing financial risks to enhance shareholder value. The Corporate Risk Management processes are indentification of the risk, measurement , policy, process and execution. Those processes are utilised by corporate enterprises to manage the risk of fortuitous loss. Once corporate risks have been identified and their impact on…

Cmt Communications

The success of any organization is determined by managers being able to plan, set goals, and make decisions. Decision making is the primary function of management and this task should not be taken lightly. Decisions are made to achieve goals and tie them to company actions and outcomes. According to Peter Drucker, “Whatever a manager does, he does through decision-making.” When making a decision, managers must take all alternatives into consideration and although one may not have all the answers, a manager must be able to move forward, sometimes immediately, in order to be successful and effective in their decision making process. According to Trewatha & Newport, “Decision-making involves the selection of a course of action from among two or…