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Retirement Essay Topics & Paper Examples

Planning for Retirement

Even though people live solely off their Social Security now, everyone should have a retirement plan because Social Security may not be there forever. If you want to retire with a comfortable lifestyle, you should start planning now. If you do not want to have to burden others to help take care of you when you are older, you need to be planning now. I have seen to many elderly people not be prepared for retirement, and they are now facing many hardships. Times have changed, and the government is not as reliable as it used to be. People are constantly reaching the retirement age and at some point the Social Security funds may no longer be available. People should…

Retirement Age Policy

The issue whether government should set a limit on the retirement age remains controversial. Some people believe that there would be infeasible for different people who have different needs while others claim regardless of distinctions in people’s priorities, this policy guarantees fairness for all. I agree with the former view. It is undeniable that the nature of work has a big say over people’s length of working time. While some builders, cleaners find that they can only work till the age of forty for their assiduous and tedious labor, politicians who gain experience through time can only reach their zenith in their sixties or seventies, as in the case of Hilary Clinton or Geogre. W. Bush. As for writers whose…

Nursing Shortage

Abstract Compelling evidence suggests that regions of the United States face a nursing and physician shortage that our legislators, health officials, and medical professionals must address. To ensure that quality medical care is not harshly impacted, the hospitals and public health leadership, in general, will need to tackle the nursing shortage with solid long-term solutions. It is no secret that the United States faces a critical nursing shortage, a trend that potentially threatens to undermine quality medical care. One single area of concern does not affect the shortage. In fact, the hospitals, and nursing in particular, are witnessing a combination of problems that range in salary structure, medical economics/cost containment, post-graduate education, and an aging workforce (pending retirements of baby-boomers)….

Early Retirement Plan

This paper presents early retirement plan, one classical and very popular case which takes place internationally and a part of the business and financial strategy of different kind of enterprises, especially the very large ones. This project entails a detailed discussion and financial or accounting application on the proposed alternative strategies and the data derived by the financial statements. As a reply to the Chairman’s memorandum, bearing in mind the academic content of the program of Financial Reporting & Management Accounting, the early retirement plan issue in the financial and accounting function of the organization blends with the theoretical aspects with the practical situation that the organization is currently facing. It is said that “a country, which is unable to…

Common man

At one level, the thesis is then just another callow compromise by the author in a life that he would call hollow, servile, and insincere. He is a weak and miserable man. Early in life, he was instilled with the desire to live according to what Bolles (1985) referred to as the three boxes of life, a desire that most middle-class parents bequeath to their children in the developing world. The three boxes of life being: foreign Western education, or rather training; high paying professional work in the West or the Middle East; and lastly a cushy retirement plan in North America and/or Europe, or a dollar-indexed pension to be paid in the home country. In other words, to borrow…

Executive Financial Plan Summary

I want to take this opportunity to thank you for reaching out to me. One of the first steps towards financial clarity and meeting your financial goals is to reach out to specialists who can identify your needs and financial position. I am pleased to help you get started on your journey and look forward to seeing you meet your goals! Throughout this document, I will be using various numbers and concepts under the assumption that they represent your financial position. In truth, these numbers are meant to be fluid and may change with time depending on the course of events in your life. Reviewing the document carefully to understand the underlying concepts and financial patterns is necessary given that…

The Atchison Corporation

Atchison Corporation is a case based on a large U.S.- based manufacturer of household products (Dial Corporation). They make soap, laundry detergent, household cleaning products. In 1994, they were in a strange situation with three things happening: Highest level of sales in the company history Lowest after-tax profits in many decades Retirement of long-standing president and CEO – Jerome Atchison Products were manufactured in four regional factories located across different parts of United States, and sold by a company sales force in thousands of grocery stores. The company has always been focused on production and volume. In fact, people that worked at Atchison clearly understood the goal that “next year’s sales will be greater than the previous year”. For many…

The effect of access to resources on the wellbeing of the aged

Wellbeing is a state in which an individual’s physical, social, emotional and intellectual needs are met and a balance between family, work, leisure and community is achieved. It is important for the aged to be able to access resources so that they can meet their needs and hence achieve wellbeing. However there are factors that affect their access to resources which include disability, education, ethnicity/culture, gender, location, and socio economic status Age is an influential factor in accessing resources from the government and from non government sources. A person’s age is used to determine their entitlements to financial assistance such as the aged pension which helps to satisfy their financial need and therefore will be able to buy clothes, food…

The Need for Privatization

Every paycheck 7.65 percent is taken out for a retirement program, after the employer kicks in, a total of 12.4 percent of what you earn goes to the government to fund your retirement. The government system offers minuscule returns by anyone’s measure and the system is expected to go bankrupt as soon as 2014. If a private company had these problems, no one would invest. But, this is a mandatory program, Americans have to stay in this system and are forced to invest in its fated future. Social Security is one of the biggest disasters of American history. In a country that was founded on the principles of Capitalism and free markets, this socialist program limits people’s pursuit of happiness….

Fiscal Policy Paper

Over the past week of class Team C has been discussing the effects the U.S.’s deficit, surplus and debt has had on the tax payers and future Medicare users of our great nation. While the United States is often considered one of the greatest countries in the world, why is it so difficult to get a grasp on our social security plan and our healthcare system? Unfortunately a system that was originally supposed to be helpful to people when they got older and could no longer work became what some considered to be their retirement plan. Employers have begun to think that it is not their issue to assist their employees in retirement or even cannot afford to help. Our…

Management Challenges and Concerns Report

Currently there are several challenges that HRM is facing in business today. This report will focus on two primary challenges, attracting qualified workers and training and development which can directly impact the success of an organization. This report will address the possible causes to these challenges, along with how to address the causes head on to ensure the challenges are leveraged instead of allowing the challenges to negatively impact the organization. Challenges and Possible Causes Attracting qualified and talented employees is a vital component of an organizations ability to take on new initiatives as well as support exiting business operations. In today’s technologically advanced business world, older strategies to attract qualified workers fall short and can be the main reason…

Later Adulthood Development Report

As adults enter the stage of later adulthood, many changes will begin to develop for each person. The aging process includes transitioning from work life to retirement, changes to roles, social positions, social policies, determining living accommodations with healthcare needs, and relationships with families and peers. The stage known as the golden years comes with great challenges while adjusting to the many changes in a person’s life. (Zastrow & Kirst-Ashman, 2010). Transition from work to retirement The transition from a working life to the retirement years can be a difficult process for aging adults as giving up higher salaries for the amount paid for Social Security is drastically different. Forcing retired adults to look for supplement income during this stage…

Security Speeches

Speech One is to be an Informative Speech. In this speech your goal is to inform your audience as to the details of the topic suggestion below. Being an Informative Speech you are not asked to discuss the merits of the program. Your task, as is consistent with an informative speech, is to provide your audience the details (information) as to the proposed topic below: Social Security is a debated topic in every Presidential Election and one gaining increasing attention as more and more baby boomers retire. For this speech students should research the history and functioning of the current Social Security System. From this research you are to present an informative speech on Social Security. Topics may include: A…

Later Adulthood

Aging in our society can be a very stressful time regarding our elderly. They are going through tremendous changes not only physically, emotionally, but also socially. It is in our best interest to help them make the proper adjustments during what can be a difficult time for some. Retirement is not always the best thing for our senior citizens. It can be a trying time as they no longer feel useful. We need to insure they remain productive by maintaining relationships with friends and family, volunteering, finding a hobby, and most important maintaining a healthy lifestyle. Because our society is so obsessed with youth, many of our senior citizens feel left out. In Japan, they treat their elders with the…

The elderly as a burden

Introduction General Statement There is a perception in society that the elderly are a burden because some of the elderly might not have planned and prepared for their post-retirement years and old age. Interpretation Some of the elderly may also be unhealthy, incapacitated and have a poor quality of life which means that society will now have to bear the burden of supporting them. StakeholdersHowever, such a stereotype that the elderly will always be a burden to society can be easily debunked. If the individuals concerned remain healthy, are active members of society and have prepared for retirement, the elderly will not always be a burden to society because there are ways that the elderly can contribute or share their…

Manufacturers Inc. Compensation Stratagies

Executive Summary: To my fellow Human Relations co-workers, upper management, and ownership: I have been asked to put together a report of different ways we can compensate the employees we have above and beyond their normal pay for the outstanding job they do . I have found that there are in fact countless ways that we can compensate them; however, I have compiled a list of the ways I feel would best suit our company. First there is the general pay raise/ bonus. With this we would increase the pay that our employees receive; however, there are drawbacks that would include our overhead drastically increasing. Next I have looked at Phantom Stock Plans. These are for our long term employees…

Public finance and policy solution gruber

Questions and Problems 1. The government of Westlovakia has just reformed its social security system. This reform changed two aspects of the system: (1) It abolished its actuarial reduction for early retirement, and (2) it reduced the payroll tax by half for workers who continued to work beyond the early retirement age. Would the average retirement age for Weslovakian workers increase or decrease in response to these two changes, or can you tell? Explain your answer. The first policy change, abolishing the actuarial reduction, would tend to lower the average retirement age. The actuarial reduction is intended to make workers approximately indifferent between retiring early and waiting until standard retirement age. With the reduction, early retirees have a smaller benefit…