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Personal Financial Management Essay

1. You need to hire a receptionist that will be handling cash. What steps would you take to make sure you hire the right person? Inquire about previous cash handling experience, ask about their personal financial management, how they handle their personal finances.

2. Why should you teach your employees the importance of personal financial management? What are some creative ways of doing this? How employees handle their income reflects their work performance, if someone is having financial issues it will most likely cause them to be stressed at the work place. It is important to teach employees how to handle their finances so the overall performance of the company is not affected. Some ways to do this is by having workshops, company meetings, games, or a company lunch. Any setting where a financial manger could come in and answer any questions an employee might have as to how to manage their finances better.

3. What specific steps can you take to improve your spending habits? Some ways I could improve my spending habits would be to assist my want versus need. I can admit that at times I do unnecessary spending. I should make a budget of how much I spend and how much I earn and try to be fugal in my spending habits.

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