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Obama Health Care Legislation Essay

The Obama health care legislation known as the Affordable Care Act (also known as Obamacare) has received mixed reviews over the last couple years. On March 23, 2010, President Obama signed the Affordable Care Act into law, putting in place comprehensive reforms that improve access to affordable health coverage for everyone and protect consumers from abusive insurance company. Obamacare is beneficial despite its downfalls, being that it provides healthcare, promote health, and control cost. Many people believe Obamacare can cause problems with quality of service provided and many other issues, because of misinformation obtained from the press. The new health reform law provides security to the hardworking citizens of the United States. Concerning those who have health care, the process shall be a lot smoother, meaning a lower premium. According, to the bill’s regulations, health care holders will not be discriminated against base on pre-existed condition.

For instance, now when my grandma is sick, she will not have to be drop, because insurance companies will fear the fact of having to spend to much money. Knowing that insurance providers are only interested in making profits, the bill will target them the most. Advantage of the Obama health care plan in this situation is the elimination of out of pocket expenses, which are due to unexpected sickness, so people don’t go broke after a serious illness. Obamacare holds insurance companies accountable, gives access to healthcare for everyone and lowers health care costs. It gives Americans more freedom and control in their health care choices and improves the quality of care. With Obamacare, insurance agencies cannot create limits on care and the yearly limits will no longer exist in a couple of years. More than 5.1 million people on Medicare have saved over $3.1 billion on prescription drugs. In every state and for the first time ever, insurance companies must justify their actions if they want to raise rates by 10% or more. Also more states have the authority to reject unreasonable premium increases.

President Obama has stated on several occasions that the new health legislation would start out slow but should pick up over time to compensate for the initial loss. Obamacare is aimed primarily at decreasing the number of uninsured Americans and reducing the overall costs of health care. The law is a great advantage for the people of the country, the cost preventives care because now health-care has become more affordable. The success is achieved due to numerous reforms and mechanisms, like subsidies, and tax credits. And as I stated before the law is very important, because the sphere of medical care is extremely expensive in the whole world, and exists like a privilege of rich people. Obamacare gives a possibility to achieve proper medical care for everyone. The law is a good example for other countries of the world, which should strive to support their citizens and care of their health.


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