Credit card has undoubtedly made our lives easy but it is important that you use credit cards in the right way so that you can make the most of it without getting caught in the credit trap. All you have to do is to keep a track of your purchases, remember you payment cycles, try to settle full credit card payments at the end of every month, avoid spending in excess and carry your cards cautiously. If handled properly, credit cards can serve to be very convenient but they can also lead you to a huge debt if misused. So just play carefully with the tiny plastic thing that is placed in your wallet.
Courtney from Study Moose
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