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Describe a situation in which critical and creative thought could have been used for a better outcome. Describe why it is important to think critically and creatively in similar situations. A situation that critical and creative thought could have been used for a better outcome is when buyers were making choices about buying real estate. There was a time back in 2006 thru 2007 that the real estate market was showing significant weakness where previously to that year it was thriving, but buyers were not thinking critically and creatively. Instead investors were being avaricious and they let their greedy ways of thinking make decisions for them. To make things poorer, lenders were very hostile in their lending procedures while nobody in the government was watching. Investors continue to buy properties at high prices. They were even paying over the listed prices for certain properties. Then there went it was ruined, and investors were trapped with nearly valueless properties. This is why and how thousands of properties started going into foreclosure. This was a hard lesson to learn but today the lending rules have changed thanks to a revamp of the lending practices. By thinking critically and creatively the government has constricted an improved unsupervised system.

Define free will, truth, knowledge, and opinion. Explain how we use them to form thoughts. The moderate definition of free will is when people have choices when it comes to decisions like whether to attend an event or finish an assignment. Another example is getting up to go to work, although it may look uncontrollable, it really is a choice you make every day. For this reason, it is ironic that so much confusion exists about truth (Ruggiero, p. 27, 2009). Even otherwise intelligent people can be heard saying things such as “Everyone makes his or her own truth,” “One person’s truth is another person’s error,” “Truth is relative,” and “Truth is constantly changing” (Ruggiero, p. 27, 2009).All of these ideas undermine thinking (Ruggiero, p. 27, 2009). Knowledge can change as new information is becomes accessible. Ideas do not constitute knowledge unless they correspond to reality (Ruggiero, p.28, 2009). “Opinions are intensely personal, so it is understandable that people have strong feelings about theirs (Ruggiero, p. 34, 2009). But many people carry those feelings beyond the boundaries of good sense (Ruggiero, p. 34, 2009). They take the valid idea “Everyone has a right to his or her opinion” to the ridiculous extreme of “Everyone’s opinion is right” (Ruggiero, p. 34, 2009).

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